Has anyone had any experience of hips dysplasia in dogs and put in a claim for insurance. Did your insurance cover both hips or did they class each hip as a separate claim?
2007-02-05 03:04:03 · 6 answers · asked by Anonymous in Pets ➔ Dogs
You would have to check your own policy to see if you were covered. If your dog has already been diagnosed with HD, then you probably wouldn't be able to claim as it is a pre existing condition.
You should notify the breeder, just so they know, if the parents of your dog were scored & had low scores, then the breeders have done as much as they could be expected to do, but they should be notified so they are aware the parents have produced a dog with this fault. HD is not completely hereditary environmental factors also play a part.
2007-02-05 09:00:36 · answer #1 · answered by anwen55 7 · 0⤊ 0⤋
Certain dogs are prone to hip dysplasia, German Shepherds for example, the problem is that until the dog is at least 2 yrs old it's almost impossible to see if the dog is affected. It is possible to get a certificate from the breeder saying the puppy's parents were clear, but a lot of insurers (especially the cheaper ones) make hip dysplasia an exemption for certain breeds.Check the insurance policy. You don't say if your dog has the condition, I hope not and wish you well......Allan
2007-02-05 03:22:51 · answer #2 · answered by a3pacific 3 · 0⤊ 0⤋
You should be able to go back to the breeder on this. There should have been a certificate saying that there was no hip dysplasia in the last so many generations.
If you got your dog from a back yard breeder, it is "buyer beware".
If the surgery is on two separate occassions then it will be two different claims.
2007-02-05 04:00:50 · answer #3 · answered by bluebonnetgranny 7 · 0⤊ 0⤋
I have had 3 rottweilers, first puppy was 8 mos old when diagnosed .. with all the growing she would be doing, and her hips did not have sockets, we put her down rather then put her thru all that.. 2nd puppy was treated with vitamins and supplements and was 6 when she was put down with cancer.. the 3rd puppy is now 9 also has bad hips and being treated with supplements.. my experience with a knee operation when she was 3, was so hard on her.. I'm not sure it's the right thing, do they know why there is so much pain? Do we do surgery for injuries like this for them? or us? sorry I can't help answer the insurance question. Good Luck, & GOD Bless
2007-02-05 03:15:16 · answer #4 · answered by carrie a 1 · 1⤊ 1⤋
I think a lot of insurance company do not co0ver hereditary diseases,like hip dysplasia
,Wendy
2007-02-05 03:25:26 · answer #5 · answered by Anonymous · 0⤊ 0⤋
No, no one will insure him with an existing condition. Consider getting Care Credit - it's credit that you can use to pay your vet bills. I think its even zero interest for a while. Ask your vet because you can apply for it at the vets office. ADD: Sorry, yes it does cover animals - in the find a doctor near you on the right hand side - pick vets.
2016-05-24 18:09:23 · answer #6 · answered by Anonymous · 0⤊ 0⤋