anyone know if i can get a car loan with bad credit?

Question

hi i need to know where to apply for a car, we need one but i have bad credit anyone know where i can apply?

Answer 1

Hello there, I am Mr chris peter.A legit loan lender.Are you into debts? Do you have a bad credit?Are you financialy down.I give out loans at low interest rate of 3 to 5%.I give out Business loan,Auto and personal loan to Men and women who are into Business transaction and who need it for personal reason.I give out long term loan for two to twelve years maximum with your interest in this you can as well tell me the amount you need so that I send to you the terms and condition that is if you are realing interested in getting a loan from me, Loan is given out in Pounds and $US and SGD the maximum I give is 5,000,000 both in pounds and $US and the minimum 1,000 pounds and US$ and SGD so if really you are interested mail for more info on how the loan can be transfered to you. There is one Question i have to ask are a serious individual that we take a loan and pay back after duration with the interest, if you are honest I will trust you because I like to do business with Honest people if you are one you will get the loan with out problem.Mind you loans is given to every part of the world only if i see you to be honest and will pay back after duration. If you are interested you have to send the amount you need as loan so that i can give you the terms and condition on the loan for your information loan are given to every part of the world on honest people so if you are honest apply for the loan now at [e-mail] this application below



Names:

Loan Amount Needed:


Telephone Number:

Hello there, I am Mr chris peter.A legit loan lender.Are you into debts? Do you have a bad credit?Are you financialy down.I give out loans at low interest rate of 3 to 5%.I give out Business loan,Auto and personal loan to Men and women who are into Business transaction and who need it for personal reason.I give out long term loan for two to twelve years maximum with your interest in this you can as well tell me the amount you need so that I send to you the terms and condition that is if you are realing interested in getting a loan from me, Loan is given out in Pounds and $US and SGD the maximum I give is 5,000,000 both in pounds and $US and the minimum 1,000 pounds and US$ and SGD so if really you are interested mail for more info on how the loan can be transfered to you. There is one Question i have to ask are a serious individual that we take a loan and pay back after duration with the interest, if you are honest I will trust you because I like to do business with Honest people if you are one you will get the loan with out problem.Mind you loans is given to every part of the world only if i see you to be honest and will pay back after duration. If you are interested you have to send the amount you need as loan so that i can give you the terms and condition on the loan for your information loan are given to every part of the world on honest people so if you are honest apply for the loan now at [e-mail] this application below



Names:

Loan Amount Needed:


Telephone Number:

Answer 2

1

Answer 3

Bad math.

The average car payment is $400 a month financed at approx 60 months. Lets say you got 18% interest rate, which might be dreaming depending on your credit, but lets use it for comparison. You would buy a $16,000 car. In 2 years you would owe approximately $11,000 on a car that is probably worth 9-10k.

Now consider this route instead:

1. If you need a car now scrape together $1000.00 and buy the best beater you can for the money. If you already have a beater, proceed to step 2

2. Put the $400 in the bank for the next 10 months, less repairs for the beater, you should have $3500-$4000

3. Sell the beater and put it with your savings and buy a $4000-$5000 car. This will pay for a practical, dependable car that you OWN with no car payment in 10 months. Your best value is to buy from an individual through the paper or auto trader and avoid dealer markup.

4. Continue to save your $400 "car payment" for a year. Sell the car yourself in the paper. You should get $4000 back out of it as a car in this range won't depriciate much. You can now afford to pay CASH for an $8000-$9000 car in under 2 years.




Thats right, in 2 years from now you could either OWN a $9000 car or owe $11,000 on a car that is probably hardly worth more than 9k.




Or you could keep feeding the banks and car dealers...

Answer 4

I know of high interest places that will finance u and most times without much of a down payment. I had friends that had 2 do that after their credit was ruined. If u did a search u would probably get ur choice of places. I just heard one advertise the other day about bad credit no problem they will finance u. I just don't remember but they r around 4 sure.

Answer 5

In my personal experience I couln't. I had to go to a Tote the Note lot where it was not based on your credit and everyone was approved. I was however financed at 24% which is fine with me.
After 6 months my credit will be in good standing and I can refinance for a better rate.

Answer 6

Bad credit is one of the worst problems to have... however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :

http://umgarticles.atspace.com/debt-consolidation.htm

if it helps kindly remember me in your voting!.. cheers!

Answer 7

Usually with a job and a couple of hundred dollars, a lot of car dealers will find you a loan. Usually at some ridiculously high interest rate...

Answer 8

With bad credit, the only hope you may have is with the car dealership.

Answer 9

You can buy a car with poor credit, but they probably will charge you 20 % interest.

Answer 10

Usually dealerships have leads. Look for one that says they work with bad credit.