What happens if your car insurance is cancelled due to non-payment?

Question

I live in Mass and I am facing cancellation for non-payment, sdo they take your plates? What happens?

Answer 1

In many States it's illegal to drive without insurance. Usually when your policy is canceled your lien holder (bank) will slap a very expensive policy on it to cover their interests. If there is no lien holder then you are probably on your own. Call the bank if you have a loan on the car or the DMV and they can explain the consequences in your area. If you get in an accident without insurance it could cost you dearly.

Answer 2

Unless he pays all of the damages out of pocket immediately the odds of his being prosecuted for no insurance are very high. He could easily take a harder hit for having shown what was a bogus insurance card at the time since he KNEW that the insurance was NOT in effect. In most states his license will be revoked until the damages are paid in full. It really won't matter if he's on a payment plan or not -- an outstanding claim due to driving uninsured will result in automatic revocation of his right to operate (in ALL states, not just his home state by the way) until the claim is paid in full. Advice? Beg, borrow or steal enough to pay the claim as soon as it's presented. If he does that he might even dodge the bullet on prosecution since payment of the claim may be viewed as prima facie evidence of financial responsibility, albeit not properly documented in advance.

Answer 3

In many states having your insurance canceled for non payment is reported and your license to drive is then suspended. If you are driving and are caught your vehicle can be impounded and your plates seized. Never let your insurance lapse for no payment. Some companies will let you reinstate, but some will put you in high risk because you don't currently have insurance.

Answer 4

If you do not pay your insurance then the insurance company notifies the DMV (Department of Motor Vehicles). The DMV then notifies you that they are suspending you drivers lis. You should either turn in the tags or pay the insurance or get a new carrier fast. If a police officer see your vehicle and knows that this vehicle has no insurance then YES a Police officer can and will remove your tags and some state police get print outs of their local areas of the addresses on tags that have expired or no isureance and if they have the time they will come collect the tag

Answer 5

It's the same in every state. Your license plates have nothing to do with your insurance.

If you don't pay for your insurance, nothing happens. You don't get in trouble or anything. You pay for the month in advance with your insurance company, they do it so if you miss a month you don't owe them anything. You just start paying again when you want protection again.

However, you can't drive your vehicle without insurance. But that's the worst of it. You'll have yoru car and everything and you don't get written up for not paying.

Answer 6

No, they don't take your plates. They report you to the DMV for not having insurance and what they do with you depends on your state. I'm sure there will some rediculous fee charged. If you don't pay that, you may face jail time or license suspension.

Answer 7

In Nevada, and some other states, your insurance promptly notifies DMV and they suspend your plates and send you a citation for driving without them in the mail.

Answer 8

Quickly, have the car insured, even for only one month. Don't drive if you don't have insurance.

Answer 9

They cancil your policy, and if you are caught driving without insurance, then you are charged. Just pay it and you will be fine.

Answer 10

no u just have to get new insurance