I need to cash a Wells Fargo check at Wells Fargo, but I don't have an account there. Will I be charged? I've heard that I can cash the Wells Fargo check somewhere else, but they'll charge me. Wil this be true even if I'm cashing the Wells Fargo check at a Wells Fargo bank?
If so, how much will they charge me?
I live in California, if that matters.
2007-02-04 09:52:47 · 21 answers · asked by NereidoftheBlue 2 in Business & Finance ➔ Credit
They will NOT charge you. Its a Wells Fargo check, so cash it there. Its just like when I had a check and the bank was Bank of America, so I went there to cash it and they didnt charge me.
Usually if the banks name is on there at the place you want to cash it, they wont charge you.
2007-02-04 10:01:24 · answer #1 · answered by Anonymous · 2⤊ 0⤋
Some banks do charge a fee to cash a check if you do not have an account there (I think that's highway robbery). I'm not sure about Wells Fargo.
Why not open a bank account somewhere? Then you can deposit the check with no fees.
Good luck!
2007-02-04 09:55:59 · answer #2 · answered by Wendy S 4 · 0⤊ 0⤋
No you should just go to Wells Fargo and Cash the check even if you dont have an account with them.. They will more than likely take one of your thumb prints and put it on the check and cash it without charging you a fee... Most banks are doing that now a days even if you dont have account... Also, you can take it to any local walmart and cash it for a $3.00 fee... for any amount up to $1000.00
2007-02-04 10:21:31 · answer #3 · answered by msscott1978scs 3 · 0⤊ 0⤋
Cash it at Wells Fargo as they're the only bank that will honor it because it's drawn from them. Even if they do charge a fee it won't be nearly as high as at a check cashing place.
2007-02-04 10:39:33 · answer #4 · answered by Χαλαρά 7 · 0⤊ 0⤋
I'm not sure about Wells Fargo. My bank has the following policy: Account holders are not charged for cashing checks. Non- account holders are charged to cash checks drawn on our bank. Non-account holders wishing to cash checks drawn on other banks are out of luck.
2007-02-04 12:11:45 · answer #5 · answered by STEVEN F 7 · 0⤊ 0⤋
Most places won't cash the check unless you have an account there, or the check is drawn on that bank. Check cashing services charge you ridiculous fees. In Pennsylvania you could cash the check at the bank it was written on without paying a fee.
2007-02-04 09:56:16 · answer #6 · answered by MOM KNOWS EVERYTHING 7 · 0⤊ 0⤋
Banks and check cashing places are tricky...they either charge you an arm and leg or they dont let you cuz you dont have an account there. But if you have a friend that you trust and that trusts you and you know the check is good you can sign the check over to your friend and have your friend give you the cash. On the back of the check where you normally sign you simply write "pay to the order of (insert friends name here)" then sign your name. Then when your friend goes in to deposit it he/she will sign it and put their account number under their signiture like normal. This way you arent paying any fees or dealing with angry bank people!
2007-02-04 09:58:41 · answer #7 · answered by Ericka J 2 · 0⤊ 0⤋
You can go directly to the wells frargo bank and as long as you have 2 forms of id they will cash it up to 500-1000$ or you can go to the nearest check cashing place and they will cash it for you for about 1-3.00$ as long as it's under 300$ anything over goes for about 2-4% of check.
2007-02-04 09:58:55 · answer #8 · answered by Nathan R 1 · 0⤊ 0⤋
You shouldn't be charged if you take it to a Wells Fargo Bank.
2007-02-04 09:56:35 · answer #9 · answered by Sam 7 · 0⤊ 1⤋
Open an account and then you won't be charged.
Wal-Mart will not cash a personal check as other answers have stated. Only government or typed, no hand-written, payroll checks for a $3.00 fee.
I also agree with having someone else cash it for you....you sign and then they co-sign at their bank and give you the cash.
2007-02-04 09:55:54 · answer #10 · answered by Mom of One in Wisconsin 6 · 0⤊ 0⤋