what is the best credit card for someone trying to establish credit?

Answer 1

Go with citi card or american express,
try here to compare the credit cards.
http://www.bestcreditrates.net

Answer 2

Either apply for a local department store card, a gasiloine credit card, or even a credit card that gives you credit only up to an amount that you put in a savings account with them (a secured credit card). Then use them and make the payments promptly when due...you will quickly build a great credit record.

Answer 3

I am currently using a Rush Card it is a prepaid card.. (what ever money you load on it..) most prepaid cards require a $49.95 start up fee.. But that is not the case with Rushcard.. the startup fee is $19.95 and you can load that fee after they send you the card. It usually takes a week to 14 days to receive your card..
They are also the only prepaid card company that i know of that reports to all 3 major credit bureaus... They offer direct deposit, online access to your account There is an $1.00 fee for everytime you use the card, plus they give you money back rewards every month depending on how many times you use the card... Ask the representative for more information. or apply online..
www.rushcard.com

Answer 4

Secured Credit Card is similar to a prepaid credit card since the funds you are using are actually yours and not the issuer of the credit card. Generally people who apply for secured credit card or prepaid credit card are people with poor credit or unemployed. Prepaid Credit Card spending limit is the amount of money you loaded to the card. There are no interest or finance charges on a prepaid card. With secured credit card, your credit line could be from 50% to 100% of your deposit depending on the institution giving you the secured credit. Therefore the company giving you the secured credit card has zero risk.

Secured credit card can be very beneficial because it gives you an opportunity to rebuild your credit history and you are able to make purchases just as if you had an unsecured credit card. Many companies require that you have a credit card to make purchases, such as car rental, airline tickets, etc. Ensure that the company issuing the secured credit, routinely reports customers' payment history to any of the three main credit bureaus namely Experian, Equifax and Trans Union. This reporting to the credit bureaus will rebuild your credit history over time.

Rebuilding your credit takes time, patience, and consistency. If you consistently pay your bills on time, you will see an improvement in your credit ratings over time. There are no quick fixes for improving your credit report except for mistakes or inaccuracies that can be corrected, hopefully in your favor. Your credit information is maintained by the credit bureaus namely Experience, Equifax, and Trans Union for seven years. Therefore poor credit information will remain on your report for seven years. The good thing is that as negative information disappears with positive information, this will definitely rebuild your credit rating.

Apply online for a best credit card at: http://www.card-city.com/

Answer 5

Try the site below...great cards for building credit. They even pay a referral fee of $10 for anyone you send that gets approved.

Even the prepaid cards report to the agencies so you build credit.

Answer 6

Hi,

it's not always easy to find the right companies. I've done a little research and found two which are serious & trusted and without credit checks. You might check
them out and then choose the one which suits you best:

http://www.usefulresources.info/credit-card-advance-cb.html
http://www.usefulresources.info/credit-card-liberty-cb.html

Hope that helps. Wish you all the best!

Mike

Answer 7

Cash. If you only buy what you can afford, you don't need credit.

Answer 8

Amex (the easiest)

Answer 9

Maybe "Bank of America"