If you need to make an auto insurance claim do they require you to verify your address?

Question

I am a student and I am using my parent's address, but I don't live there (I live in insurance hell aka Detroit). I would hate to pay all this money for insurance and if something happened I couldn't get a claim authorized.

Answer 1

Yes they have you verify your address. They have to know where to reach you, in addition to verifying the information provided on the insurance app. Is it a big deal? No.

Answer 2

1

Answer 3

Yes they will verify address just to be sure that it is the correct policy. however, this is will not matter very much because so long as the car is listed on the policy and the policy as active and has valid coverage, then you wont have a problem.

Address is important because your insurance will have to take estimates for the damage - but it is no always the case, because sometimes they accept estimates from shops.

Answer 4

Yes, this could be an issue of you misrepresenting yourself and that could lead to a claim being denied. Are you specifically using your parents address to avoid paying a higher rate for the area you are living? If so... THIS is going to be a problem. If you go to school in detriot but still have the permenant address of your parents on your drivers license and stuff.. then thats fine.

Answer 5

yes they will ask for an address ,or a place to where the vehicle is being drove the most ,but its no big deal they should still cover this one as long as your listed as one of the drivers there,s no problem with the address,on it,good luck i hope this help,s.

Answer 6

It's called insurance fraud if you set up a policy for one place and the vehicle is kept in another place.