I had a DUI only but my MVR shows DUI and Accident? Now my insurance rate went skyrocket.
Any suggestion on how to remove the accident? Or what kind of proof do I need to give to my new insurance company that there was no accident.
2007-02-03 18:36:57 · 10 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
Insurers typically count accidents and infractions that are related as one incident for rating purposes. It's likely that having that listed as a DUI/accident is doing no more damage to your insurance rate than the DUI alone.
In any case, that's how the police reported it. I would think that in order to get it corrected you could go to the police department, get a copy of the police report and speak to them about correcting it from their end. On the off chance the insurancecompany is rating more because it is listed as DUI/accident instead of just DUI, you can give them a copy of the police report showing that there was no accident and see if they will adjust it. They may just tell you that you need to get the MVR record changed, in which case you'll likely have to go to the state DMV to plead your case.
Good luck.
2007-02-04 00:28:18 · answer #1 · answered by Wendy S 4 · 1⤊ 0⤋
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2016-05-10 18:09:13 · answer #2 · answered by ? 3 · 0⤊ 0⤋
So it was no accident that you were drinking and driving? OK, OK, I'm just making a point. I don't know how a screw up like that could happen, if you got a DUI the police were there and there is a police report. Obtaining a copy of that report is your legal right. So go to the police station and ask for a copy. Once you have it present it to the insurance company. No accident recorded on it should be sufficient evidence for them. The DUI is going to hurt bad enough, happy to hear that there wasn't an accident.
2007-02-03 18:44:35 · answer #3 · answered by patti duke 7 · 0⤊ 0⤋
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2016-08-30 11:56:24 · answer #4 · answered by Pierre 3 · 0⤊ 0⤋
The original police report with no mention of any accident of any kind. How long ago was the DUI? Have you got your liscense back? You are required to carry SR-22 insurance for a period of time after you get your liscense back and that stuff is outrageous, even with no accident, because you are still considered a high risk untill you go the ammount of time required to carry it without any more infractions of any kind. Best to you, don't D&D anymore, I've been down that road too!
2007-02-03 18:48:33 · answer #5 · answered by acesfourpal 4 · 0⤊ 0⤋
I would find out when and where the accident supposed to have occurred and with what persons. This could be a fraud claim. I would have the insurance agency investigate. They can get more info that you and faster.
2007-02-03 19:34:45 · answer #6 · answered by sellandtrade 4 · 0⤊ 0⤋
Every people when want buy vehicles, they want safety first and features such as side airbags will work as expected. It also the client wants long lasting and fuel saving vehicles.
2014-11-05 18:03:53 · answer #7 · answered by ? 4 · 0⤊ 0⤋