I was incarcerated suddenly and didn't have time to close my cards out. My friend asked me if i would leave my credit cards open for her to use. Naturally, i did and she used and paid them well for 2years. After two years, she didn't pay yet all purchases were hers. Now that I'm home I want to take her to court. Tried talking to her and she only wants to pay 1 out of 3. If that. Her credit is good and I now have none.
2007-02-03 11:15:16 · 7 answers · asked by d 1 in Business & Finance ➔ Credit
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2007-02-03 11:24:11 · answer #1 · answered by Rhettski 4 · 0⤊ 1⤋
I would (If I were you) charge her with fraud, since she wants to play dirty, YOU PLAY DIRTY TOO!
Call the credit card company tell them you were in jail and that you did NOT authorize her to use these cards.
They will prosecute her for you but more importantly they will not make you pay for this
DENY, DENY, DENY
since she doesnt have a problem being dishonest, why should you!
I hope the two of you are not friends anymore.
Unless you take her to court, she is NOT going to pay.
I dont blame her, she thinks that you are a fool
so unless you show her otherwise, you get screwed three times
1. HIGH interest rates (on defaulted card)
2. making payments for something you dont even have
3. horrible credit so you cant get anything else.
Call the credit card company today.
Tell them SHE used the cards without your authorization (they wont know that you are lying)
its your word against hers.
Even if they do believe that you let her use them, they will then know that SHE did use them and maybe make her pay.
but the key here is to tell them that she was NOT an authorized user.
you asked her to pay the credit cards ONLY!
NOT USE THEM!
2007-02-04 18:21:33 · answer #2 · answered by lisa s 6 · 0⤊ 0⤋
Didn't you ever watch People's Court or Judge Judy? They are filled with these kind of cases. Sounds like you have an open and shut case for small claims court against her. Then her credit won't be so good.
2007-02-03 19:25:01 · answer #3 · answered by Brian G 6 · 0⤊ 0⤋
Yes, you can sue her for the debt that she charged on your card.
Remind her that a judgment will destroy her credit. Maybe that will convince her to cough up some money.
2007-02-04 14:52:22 · answer #4 · answered by Anonymous · 0⤊ 0⤋
If she has such good credit why did she have to use your credit cards?
2007-02-03 19:23:31 · answer #5 · answered by Anonymous · 1⤊ 0⤋
first of all i hope you learned a lesson! i don't think you would be responsible for her charges because you did not sign for any of them.
2007-02-06 02:37:44 · answer #6 · answered by luciousgreeneyedlady 5 · 0⤊ 0⤋
What kind of fool are you?
2007-02-03 19:21:04 · answer #7 · answered by dick_coxnbutz 2 · 1⤊ 0⤋