I worked hard to pay off all my credit cards; however, I still have 2 repossessions in my name (one as the co-signer, one in my name only - each about 15000). They did happen due to my ex-husband screwing up. In the divorce decree, all debt was given to him - he couldn't care less, and since they are in my name...what do I do???
2007-02-03 08:58:35 · 8 answers · asked by avechm 4 in Business & Finance ➔ Credit
Since the loans were in your name, you are responsible for making sure they got paid, even if the divorce judge said your husband was responsible for paying. There is nothing you can legally do regarding the items being on your credit report, but you can add your own comments to the credit report explaining the situation. Then take your ex back to court and have his wages garnished or whatever you can get to pay off those debts.
2007-02-03 09:14:30 · answer #1 · answered by Brian G 6 · 2⤊ 0⤋
Step-by-Step Credit Repair Guide: Bad credit can frustrate your efforts at getting a credit. Hence ensure you keep your credit report clean. If there are any errors in the report, undertake credit repair to clear out any errors. This can be tiring and frustrating, but highly rewarding. Though law recognizes and protects your rights, it is your duty to remove any anomalies in
2007-02-04 08:58:28 · answer #2 · answered by Anonymous · 0⤊ 0⤋
If you meet some income guidelines, there may be free legal advise in your community. Take advantage of it. One of the first things that needs to be done, is to let the credit companies know the circumstances. It might not change what you owe, but it could save on future trouble.
Good luck!
2007-02-03 17:07:51 · answer #3 · answered by Joy K 4 · 1⤊ 0⤋
As a matter of policy, I never co-sign for loans for anybody -- not even for people I sleep with or will be married to.
Typically, co-signing leads to HOT MESSES.
And I'm allergic to DRAMA!
2007-02-04 00:26:46 · answer #4 · answered by DaMan 5 · 0⤊ 0⤋
Oh wow.
Read the Fair Credit laws and use the loopholes in your favor.
2007-02-03 17:04:55 · answer #5 · answered by Anonymous · 1⤊ 0⤋
Lot of lawyers give 1 free hour. Find a divorce lawyer, talk to him/her. you might have to take your ex back to court..
2007-02-03 17:05:54 · answer #6 · answered by Tom 4 · 0⤊ 0⤋
Pay your bills instead of trying to wiggle out of them and stop making up excuses.
2007-02-03 17:06:42 · answer #7 · answered by Anonymous · 1⤊ 0⤋
i been there too get a credit repair lamyer quick,,,,,,,,,,,, maybe take ex back to court make a believer of him.............. hang strong and God bless you dont take bankruptcy.
Check dave ramsey site out he is goooooood
2007-02-07 13:00:34 · answer #8 · answered by tennessee 7 · 0⤊ 0⤋