I want to refinance our house and take my husband off the loan and put the loan only in my name incase we divorce he dosent' want to do this because he is afraid i might end up with more than him he wants me to give him 4000 dollars and then he said i can put the house loan in my name only he is a you know what. Is their anything i can do? He keeps making threats to me about money because he don't want me to get anything i will be the one stuck with the freakin house payment for money he has nicely tucked away in some other country what can i do?
2007-02-02 13:42:38 · 7 answers · asked by mistiful2001 2 in Business & Finance ➔ Credit
You can do a quit claim but the husband will have to sign off. if you need further assistance, email me I can see what I can do since I specialize in that area. josephcodner@yahoo.com
2007-02-02 14:29:41 · answer #1 · answered by josephcodner 2 · 0⤊ 1⤋
My husband and I buy houses separately (we get along, but choose this to control liability ... blah, blah). You can refinance the house in just your name if you qualify, but once he person has lived in it one day, both are required to sell it. Putting the house in your name will not change the fact that it was common property while you were married if he lived there, unless you are legally separated and preparing for divorce. Trust me, we've had one of us buy a house and both have to sign to sell it (in more than one state).
You really need to talk to a divorce attorney, and shop around first. Find a REALLY good one. Laws vary by state, so the attorney may know some ins and outs that will help you out the best in your situation in your state.
Good luck.
2007-02-02 13:57:32 · answer #2 · answered by M H 3 · 0⤊ 0⤋
Well it depends on what state you are in. If you are in S. Carolina your spouse would have to sign the loan. If he is making threats to leave then you need to start now by saving some money and stashing your nest egg. HSBC has an online savings 6% APY going until April 30 and I say u need to do that soon as possible....
Get yourself together now, just in case he gets the house. Save now and save aggressively.
2007-02-02 14:32:57 · answer #3 · answered by MadameJazzy 4 · 1⤊ 0⤋
If the home is in his call, he can do it. refer to an lawyer suited away before it is too previous due (an lawyer might desire to be sure a thank you to administration it.) ------------------------------- To the "escrow officer." and how will the economic organisation additionally be attentive to who else lives interior the abode? a guy includes the economic organisation, the place he has mortgage only IN HIS call. The economic organisation will provide him abode fairness line of credit with out any issues. Then he writes himself a extensive verify and that's it.
2016-09-28 08:35:42 · answer #4 · answered by ? 4 · 0⤊ 0⤋
If you have title to the house...Then it doesn't matter what the previous loan's status is...They won't lend to just you if both your names are on the title but if it's just you, then there's nothing your ex-husband can do about it.
2007-02-02 13:48:42 · answer #5 · answered by feanor 7 · 1⤊ 1⤋
No, he will have to have knowledge of the refi. Beside, if you get the house, if he has even a half decent lawyer, you will have to pay him half of the equity.
2007-02-02 13:52:34 · answer #6 · answered by Anonymous · 0⤊ 0⤋
you cannot do it without his approval - sorry. he sounds like a "you know what!" Maybe you'd be better off if you did divorce him.
2007-02-02 13:48:54 · answer #7 · answered by I know, I know!!!! 6 · 1⤊ 0⤋