If so which one did you use?
How many points did they improve your credit?
How long did it take them?
2007-02-02 13:05:07 · 2 answers · asked by Debbie S 1 in Business & Finance ➔ Credit
Those law agencies will make money from your plight without providing you a valuable service.
2007-02-02 13:20:33 · answer #1 · answered by hartless63 4 · 1⤊ 0⤋
don't use one of the credit agencies... they are not quite a scam, but they wont give you the help you need
they operate based on the idea that if someone challenges a black mark on a credit report, it is temporarily removed from the credit report until the reporting agency confirms that it belongs there.
so, by challenging the blemishes on your credit report, they will boost your credit score over the short-run (maybe as short as 30 days). then, your credit score will return to its current level.
if you need your credit score fixed for ust 30 days, then they might be a good solution for you, but if you want to really want to fix your credit to get on a good financial footing, you should concentrate on paying bills on time, and paying off some of your debts.
2007-02-02 13:21:03 · answer #2 · answered by Jeff G 2 · 0⤊ 0⤋