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hello, when i file for my taxes with h&r block, how fast is a rapid refund? and how long if i dont get rapid refund?

also when they tell me how much i shuld be getting back, can i go to a cash advance place and use the h&r block recipt like i wuld a paycheck stub?

how long to cash advnce places give u to repay? and how much interest?

2007-02-02 09:32:49 · 8 answers · asked by Calli S 2 in Business & Finance Taxes United States

8 answers

The interest rates for payday loan places and refund anticipation loans varies between 900% APR and 2,600% APR.

It might speed up your refund by a week. Less if you use Direct Deposit.

If you're about to be evicted, have your home foreclosed upon, or your car repossessed or if you need $$$ to eat, get the RAL. Otherwise, just wait a few days.

2007-02-02 09:40:08 · answer #1 · answered by Bostonian In MO 7 · 0 0

H&R block will cut you a check that day and you can cash it anywhere. However, if the check is going to be over a certain amount Rapid Refund will take 5 to 7 days to get the money to you. If you do a regular return it will take 4 to 6 weeks to get your refund check from the government.

Cash advance places are in the business to make money and most of them charge excessive interest. Most only give you 1 to 2 weeks to pay back the money before the interest kicks in. You should try at all costs to avoid using a cash advance place.

2007-02-02 09:40:36 · answer #2 · answered by ♥chelley♥ 4 · 0 1

cash advance is a bad idea. most rip you off. do you want to pay an interest of 2000% ever?. that is what the cash advance companies thrive on.
I suggest you e-file online using any of the tax prep services listed here http://www.redtagdeals.com/tax_preparation_online-coupons (some cool offers) along with DIRECT DEPOSIT. You shall get refund in a few days instead of waiting weeks!. And you will save a ton avoiding cash advance loans with rip off APRs.!

2007-02-02 09:58:49 · answer #3 · answered by weight-loss 2 · 0 0

If you get one of these high-fee, high-interest loans or cash advances, they'll tuke it from your refund, you don't get longer than that to repay.

If you have your refund directly deposited in your bank account, you should get it in 7 days to two weeks. If you get a check mailed to you it takes about an extra week.

2007-02-03 11:09:26 · answer #4 · answered by Judy 7 · 0 0

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2014-10-07 17:34:13 · answer #5 · answered by Anonymous · 0 0

They're supposed to take money from your account. That's how you pay back the loan they advanced you. They can't garnish your return, but they are entitled to get their money back plus interest.

2016-03-15 04:22:55 · answer #6 · answered by Anonymous · 0 0

To get a rapid refund from H and R block its about 7 days and it goes right to your bank account if you want. I do that. other wise it will take a lot longer for it to come.

2007-02-02 09:41:10 · answer #7 · answered by misty blue 6 · 0 0

You can get a check same day.

2007-02-02 09:46:08 · answer #8 · answered by Anonymous · 0 0

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