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my brother was cremanted the next day and need to know if his ex wife had life insurance on him. is there anyway i can find this out. please advise.

2007-02-01 09:05:57 · 4 answers · asked by Janet T 1 in Business & Finance Insurance

4 answers

Most insurance transactions are private, so it is difficult to find out if someone had a policy; or, if they did, with which company. If you are suspicious about the circumstances of his death; or, if you think she may have obtained insurance on him fraudulently or without his knowledge, then you would need to present some sort of verifiable data to law enforcement or hire a private investigator. (Has she started "living it up" since he died?, for example.)

When you say "ex wife" do you mean they were divorced, or was she his widow?

If they were divorced, and if you can access his checkbook or bank statements, you might find checks or drafts paid to an insurance company, and work backward from there.

Even if they were divorced, if he had a policy (one that he himself signed the application for) and he failed to have her removed as beneficiary, the courts will 99% of the time allow her to keep it. It's almost impossible to get a legitimate beneficiary designation reversed after someone dies.

If he had any property holdings, you may be able to get some limited information at probate, but don' count on it.

You have a hard road unless the ex volunteers the information.

-VFAH, CLU

2007-02-01 10:09:45 · answer #1 · answered by View from a horse 3 · 1 1

I might suggest you to try this web page where onel can get rates from different companies: http://COVERAGEDEALS.NET/index.html?src=5YAcVAsgY99axx1

RE :Anyone out there that knows about life insurance. need to know if my brother ex wife had life insurance on br
my brother was cremanted the next day and need to know if his ex wife had life insurance on him. is there anyway i can find this out. please advise.
1 following 4 answers

2017-03-18 10:38:56 · answer #2 · answered by ? 6 · 0 0

I don't think it matters at this point. If she was the owner of the policy, or was the beneficiary of any policy that may have been in force at the time of his death, there isn't anything you can do to claim any of the proceeds. His beneficiary cannot be changed after his death.

I am sorry for your loss.

2007-02-01 09:15:25 · answer #3 · answered by Insurance Biz CT 5 · 1 0

there are tons of life insurance companies, so without knowing any info it would be almost impossible. you could start with local agencies and ask local people about traveling agents that might sell in your area.

2007-02-01 09:11:58 · answer #4 · answered by Anonymous · 1 0

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