Preferably for a car loan
2007-02-01 02:16:50 · 7 answers · asked by lylas 2 in Business & Finance ➔ Credit
Goog article for you attached below:
Released: February 02, 2007
ABCs of getting a car loan
Source: Mark Solheim, Kiplinger's Personal Finance
In the Internet age, finding new-car data to use as haggling ammo is easy. But many buyers who spend days whittling the sticker price let down their guard and hand the savings back when they accept a dealer’s car-loan rate. It’s easy to see why. The rate you get depends on information that’s not always easy to come by. Plus, dealers put their most talented closers in the financing-and-insurance office, where you are subjected to a rash of offers for extended warranties and other add-ons as well as a blizzard of paperwork that can exhaust you into submission.
Dealers have also been known to bump the rate above what you should pay based on your credit history. If you qualify for a 6.5% rate but the dealer charges 8% on a 60-month, $20,000 car loan, you pay $900 more in interest. That’s extra profit for the dealer.
Where do you stand? The interest rate you pay depends on the credit “tier” you fall into...
Follow beloe link for the full article:
http://www.loanmadeeasy.org/nj.php?DLINK=/press/articles/abcs_of_getting_a_car_loan&TITLE=ABCs%20of%20getting%20a%20car%20loan
2007-02-02 06:57:37 · answer #1 · answered by thelasthero 2 · 0⤊ 0⤋
Most of the places that offer internet loans charge a really high interest rate try checking out www.propser.com they are really great! If you can't get a loan here then shop around a little but becareful about having to many places run you credit because this will end up hurting you in the long run! Best of Luck
2007-02-01 02:29:49 · answer #2 · answered by randyssgirl25 2 · 0⤊ 0⤋
E-Loan. Fast and easy. I just recently got a loan with them and I was approved in like 2-5 minutes! Try it! You can have the check the next day! It cost you $15 to have it over nighted, but it's worth it.
2007-02-01 02:19:28 · answer #3 · answered by queenofkings2525 3 · 0⤊ 0⤋
You should try and join a credit union in your local neighborhood. Most communities have one and you will be able to get great discounts on car loans. Best of luck!
2007-02-01 02:19:57 · answer #4 · answered by Veronica S 1 · 0⤊ 0⤋
CitiFinancial - you can do it all online - instant approval & you get the money the same day. You just have to go into an office to sign papers & pick up your check it only takes a minute!! :)
2007-02-01 02:19:16 · answer #5 · answered by Anonymous · 0⤊ 0⤋
You can go to any bank site and the offers will start filling up your e-mail. Type in auto lenders and watch the mail come in. You can actually pick and choose
2007-02-01 02:22:37 · answer #6 · answered by bajllc 2 · 0⤊ 0⤋
many loan companys here try this visit http://www.freewebs.com/***********
2007-02-01 03:25:35 · answer #7 · answered by Anonymous · 0⤊ 0⤋