What makes better money sense? Claiming 1 and getting a good return, or claiming 2 that includes martgage?

Question

I am trying to figure out what makes better sense. I claim 1 dependent, myself, and wonder if I should claim two as head of household, martgage or something else. I enjoy getting a return but don't want to give the government extra money by having so much taken out of my check. I certainly don't want to owe. I file long and include mortgage, property tax, donation etc. I usually get about 1,600. back from Fed. and 700. back from State.

Here's the opproximate figures:

Gross per month: 4,032.
Fed: 716.
State: 322.
OASDA: 280.
Medicare: 65.
Empl. Deductions: 82.
Take home about: 2,650.

Thanks for your time.

Answer 1

Go to hrblock.com, and they have a special calculator that figures your next years return, and tells you how many deductions you should claim or not claim during the year, all you do is enter the figures it asks for, and it calculates it for you!! If you need more help, e-mail me!!

Answer 2

Why not owe? Set up an acount with the extra $ you will get in your check each week that will accumulate interest over the year and use it to pay your taxes. Unless you're not responsible enough