I filed for bankruptcy last year. I am now in a serious relationship and have plans on getting married. Will my soon-to-be-fiance's credit get hurt in the process? Please help.
2007-01-31 08:29:57 · 4 answers · asked by Jane J 1 in Business & Finance ➔ Credit
Sunbun has brain burn! No clue what she's talking about.
Your credit does NOT merge with your fiance when you are married. The only effect it will have is if you try to get a joint loan/account.
2007-01-31 11:01:06 · answer #1 · answered by Anonymous · 0⤊ 0⤋
in the adventure that your score is already in any respect-time low once you document, and you have a reaffirmed debt which you're paying on time, you will see progression each and each month after the release. Your debt to earnings ratio quickly improves after your discharge. (Assuming you have an earnings resource -pastime) i became right into a financial enterprise supervisor for over 8 years. I even have seen scores leap to severe 600s or maybe low 700s interior a year. Sounds loopy, in spite of if that's genuine. Your slate is definitely clean, so which you do no longer go with to be previous due with a reaffirmed debt. you will additionally start up getting bombarded with credits card supplies from the agencies which you "screwed". Granted, the costs might no longer be super. they do no longer carry grudges. They see dollar indicators now which you're debt loose.
2016-12-17 06:37:53 · answer #2 · answered by nave 3 · 0⤊ 0⤋
Absolutely.
Once married your past becomes shared.
Solution stay single, pay off your bad debt, borrow in his name only for major things keep a small limit credit card for day to day purchaces and be sure to pay it off each month. Eventually your credit will rebound and not pose such a burden on his.
2007-02-04 08:29:45 · answer #3 · answered by letsget_dangerous 4 · 0⤊ 0⤋
only if he marrys u...stay single...so that one of u has good credit
2007-01-31 08:46:35 · answer #4 · answered by sunbun 6 · 0⤊ 0⤋