I've had to withdraw from school three semesters. My school's tuition is entirely too high. My plans are to transfer to another school which is cheaper. My problem is I can't transfer until my balance is paid off. What should I do? I know many people might tell me to get a job, but I have one. School is a top priority but so is my family's bills. Bill won't pay themselves. I'm a 21 year old female, does anyone know any grants or programs that can help me out? Please let me know, I will be very grateful.
Thank you so much for taking the time out to real this LONG message lol.
2007-01-31 05:52:57 · 9 answers · asked by Unique H 1 in Education & Reference ➔ Financial Aid
Also, I can't get another loan and I don't have any children. I know about FAFSA but is there anything else I can do?
2007-01-31 06:20:54 · update #1
I know how you feel.
I've been through it last year, thank God I graduated with BA but I will be heading up north to continue with MA.
How did I do it well...I had three jobs and went to school full time.
I filled out forms for FAFSA (federal program).
There are also scholarships available if you are African American, Hispanic, Jewish, Italian American, and whatever other group you belong to. Yahoo it or google it.
Also you can get educational loans.
The best solution that helped me out was to go to guidance adviser in your university it is his/her job to help you search for scholarships. My adviser was able to locate two scholarships for me. If they refuse to help then go to the Student Services office and ask them to help you search for scholarships.
You can also go to your church and ask them if they have programs to help to cover some educational costs. My friend's church provided my friend with $500 that the community set up to help him with textbooks. Provided that he would teach Sunday School. So, he got paid for teaching plus he had money for books (scholarships).
I hope that this helps and good luck.
2007-01-31 06:07:12 · answer #1 · answered by MaxNHL 3 · 0⤊ 0⤋
The best resource is your school's financial aid office. Without any information about your grades, your income, your family's income, and your state, nobody on here can give you as good of information as your financial aid office can. Some states (e.g., California) are pretty generous with grants.
If you go to fastweb.com, you can also see a list of scholarships and information about them. Apply for every one you qualify for; you never know which ones you'll get.
Your school might also have special grants and scholarships that depend on need or merit. These are specific to the school and to your personal situation, which is why you need to see a financial aid counselor.
To get grants, you'll need to fill out the FAFSA, which requires tax information for you and your parents.
The federal government will allow some people (depending on need) to borrow money interest-free while they're in college. After college, the interest rate is still pretty low, and it might be made lower if the bill proposed in Congress passes.
It's worth borrowing money to go to college because your return on your investment is so high (because of the high likelihood of getting a much higher paying job with a college degree).
Good luck!
2007-01-31 06:02:29 · answer #2 · answered by Pookie 4 · 0⤊ 0⤋
you said your family needs you which i can complettely understand as i am a single pregnant female, i don't know if you are married or if you have any children, but if you do have 1+ child-ren then you can apply for financal aid, and they will pay off alot if not all of your schooling, if not there are alot of companies that will help you pay for school even some fast food places are getting into it. there are other places that you can check too like going dept places if your tab is high enough, they will usually give you a lower rate on a loan then most banks do. some times you can work off the dept by working a few extra hours at the school if you talk to thier fianance department they can tell you the ways to get money thro them.
2007-01-31 06:06:22 · answer #3 · answered by terminallysingle625 1 · 0⤊ 0⤋
When I was in school I had to get a private loan to cover the cost balance of what I couldn't get in free money from school. I found the best thing is to overestimate the amount you need and get a refund check from school. It will increase the amount of money you have to pay back overtime but it might be worth it.
2007-01-31 06:11:55 · answer #4 · answered by ? 1 · 0⤊ 0⤋
Tutor other students or run a small ad in the paper and tutor elementary easy money lots of people have money to pay for learning here we pay $40 an hour and there is never enough tutors to go around.
2016-03-28 22:30:34 · answer #5 · answered by ? 4 · 0⤊ 0⤋
Here's a rough outline of the basic financial aid process.
1. Do your IRS 1040 draft so that you have all the data you need for the FAFSA.
2. File your FAFSA online as quickly after January 1 of each year as possible, to get as close to the front of the line for free financial aid as you can.
+ http://www.FAFSAonline.com
3. Start your scholarship search. There's a free eBook on using Google and search engines for scholarships here:
+ http://www.StudentScholarshipSearch.com/Scholarships.pdf
4. Hit up the major scholarship web sites:
+ http://www.StudentScholarshipSearch.com
+ http://www.ScholarshipPoints.com
+ http://www.FastWeb.com
+ http://www.CollegeBoard.com
+ http://www.sfa.ufl.edu:16080/scholarshipcafe/
+ http://www.uncf.org/scholarships
+ http://www.internationalscholarships.com
5. Once you've exhausted scholarship options, aim for federal student loans.
+ http://www.StaffordLoan.com
+ http://www.ParentPLUSLoan.com
6. Once you've exhausted federal loans, aim for private student loans.
+ http://www.AlternativeStudentLoan.com
One thing relevant here - you can use this loan product for past due balances.
+ http://www.ActEducationLoans.com
+ http://www.GradLoans.com
+ http://www.PrivateStudentLoans.com
7. After that, locate a good job on or near campus.
+ http://www.craigslist.org
8. Once you're done with school, consolidate your student loans.
+ http://www.StudentLoanConsolidator.com
Hope this helps!
Christopher S. Penn
Producer, the Financial Aid Podcast
Daily free financial aid internet radio, no iPod required
http://www.FinancialAidPodcast.com
http://www.MySpace.com/financialaidpodcast
FinancialAidPodcast [at] gmail [dot] com
Show hotline: 206-350-1208
2007-01-31 06:03:51 · answer #6 · answered by Anonymous · 0⤊ 0⤋
A cool new site offers a scholarship lottery! Check out:
http://www.ScholarshipPoints.com
Otherwise, www.StudentScholarshipSearch.com offers a free ebook on how to search for scholarships and awards online. It may have some good advice for you.
Good Luck!
2007-01-31 05:57:49 · answer #7 · answered by Anonymous · 0⤊ 1⤋
Talk to counselor and get a job on campus.
2007-01-31 05:59:33 · answer #8 · answered by taraloti 2 · 0⤊ 0⤋
No, you gotta work for it.
2007-01-31 06:00:50 · answer #9 · answered by Lil' Gay Monster 7 · 0⤊ 0⤋