when is a personal check voided, after how long?

Answer 1

I believe checks cannot be cashed after 6 months. However the bank let one go through on my account.

Answer 2

It generally goes stale after 6 months, but most banks really don't look at the date when they process the checks. If it's a check that you wrote, the only guarantee that an old check isn't cashed is by placing a stop payment on it.

If it's a check that you are thinking of cashing, there is still a chance it would be honored if you wanted to risk it, but still no guarantee.

Answer 3

Hey I work at a bank and it is 6 months. Like the other guy said that we really don't look at the date on all personal checks. So it wouldn't hurt to try it, the worse that happens is they say no and then maybe you could try a different bank. Most banks will only except personal checks from the bank the check is written off of or your bank..

Answer 4

Banks aren't supposed to honor them after 30 days, but they do it anyway. On occasion they may contact the issuer to verify that they wrote it. Corporate checks are supposed to be void after 90 days, but banks honor those too. If you need to void a personal check, contact the person you wrote it to and tell them you need to put a stop payment on it. Then contact your bank and tell them you want a stop payment in a check, they'll do it for a fee.

Answer 5

unless it is printed on the check to void after x number of days it's not void . . I had a check that I recieved for christmas 2005 from my in-laws and I didn't cash it until Oct 2006 . .

Answer 6

It typically depends on the bank. Some banks carry it up to a year but 6-months is more common.

Answer 7

anywhere from 60 days to 6 months depending on the bank that its drawn on. It usually tells you on the check in small writing.

Answer 8

depends on the state,,usually six months