Does anyone have a number for cred protections assoc ?

Question

It shows up on my credit report through a cox bill i never paid. Im trying to get in touch with them to pay this but cant seem to find a number for them....anyone?

Found this after ALOT of researching...
The Better Business Bureau?
Serving Metropolitan Dallas
1601 Elm Street, Suite 3838
Dallas, TX 75201



Credit Protection Association
Telephone: [phone]

Answer 1

Paying off debt you owe is always good.

Answer 2

Nicholesdad got it right - go to the credit bureau. The phone number is usually on the last page of your report. If not, get it from the reporting bureau.

Be careful about paying a bill that is beyond the "debt statute of limitations" for your state. You could do more harm than good by paying and reaging the account. The debt will fall off in 7 years, paid or not and is essentially uncollectable after the statute expires. Paying a collection account starts that 7 year clock over again. Your credit score takes into account how "old" the bad information is.

The decision about whether to contact the creditor or not should take this into account as well as your reason for paying the account. If it is to clean up your report to obtain additional credit in the near future, a paid in full account may be required. If it is to get credit beyond the 7 year mark, then if may be better to leave it alone.

Answer 3

Hello
Maybe this will help you find the vendor you need. I think the credit protections associations are company that profit from consumers. They charges fees to help you get your credit in good standing. They may/maynot have the vendors number but if they do have it they want to be paid for their services........
Write to all of the bureaus and here is a sample letter
of what you can say to them


Date



Credit bureau's name

Street address

City, state, zip



Re: [Your name]

[Your street address]

[Your City, State & Zip]

[Your Social Security Number]

[Your date of birth]

[note: If you have lived at your present address for less than two years, put the old address in also]



Dear Sir/Madam:


After reviewing my credit report, I have discovered an account that i never paid and that is correct and needs to be paid and if seriously past due.. This item is [name of account exactly the way it shows on your report, including the number next to account - this is the subscriber number]



Please find enclosed a copy of my recent credit report showing these unpaid account(s)



This item is correct. The item shows that [explain what information appearing on your report is correct].



The correct information is [provide the information that way you think it should appear]



I am requesting the vendor correct name, address and phone and or fax number.


Please send me my information on this vendor as soon as possible.



Sincerely,

[your signature]

Answer 4

You need to call the credit report agency and ask them to decode the subscriber code of that lender. They have to, by law, give you their complete name, address and phone number.

Answer 5

hmmm not sure what a cox bill is.
but thought i should give you a heads up that even if you pay the bill it will remain on your credit history

Answer 6

refute it and they have to reply in thirty days and you got them
If not they have to delete if from credit..........

Answer 7

check with your bank