2007-01-29 19:35:32 · 7 answers · asked by raydius_red 1 in Business & Finance ➔ Insurance
Medical card insurance in Malaysia also known as Hospitalization & Surgical (H&S) insurance or Health insurance.
How many types of medical card insurance in Malaysia?
There are three types of medical card insurance , namely:
a) Standalone medical card insurance
b) Medical card insurance attached to investment-linked insurance
c) Medical card insurance attached to whole life or term life insurance.
For details on advantages and disadvantages of the above medical card insurance, please log on to:
http://malaysiainsuranceguide.com/Hospitalization%20Surgical%20Insurance1.htm.
In Malaysia, please pay your attention to the renewal condition of the medical card insurance.
There are This is the one of the key point that you need to pay attention to when purchasing H&S insurance as some policies are guaranteed renewable, some are conditional guaranteed renewable and the rest are yearly renewable.
Guaranteed renewable
---means your medical insurance can be renewed when it is due for renewal. Of course you can’t renew it anymore if your life time medical fund limit is used up.
Conditional guaranteed renewable
---means your policy must be claims free (never make a claim before) and in force for a period of TWO consecutive years in order to enjoy this guaranteed renewable advantage.
Yearly renewable
---means the renewal of your policy is subject to the approval of the insurer. You have no control at this.
Please log on to MalaysiaInsuranceGuide.com for the advantages and disadvantages of different renewal conditions.
Currently, almost all life insurance companies like American International Insurance (AIA), Great Eastern Life Assurance Malaysia Bhd, ING Insurance, Prudential Assurance Malaysia, Hong Leong Assurance, and many more are offering guaranteed renewal medical card.
General insurance companies like Pacific Insurance Bhd and Kurnia Insurance Berhad are offered guaranteed renewal medical card insurance too.
2007-01-30 02:41:43 · answer #1 · answered by malaysiainsuranceguide 3 · 0⤊ 1⤋
Best Medical Card
2016-12-13 04:23:01 · answer #2 · answered by Anonymous · 0⤊ 0⤋
United Healthcare is excellent!!!!!!!! You can also try Blue Cross & Blue Shield
2007-01-30 03:33:53 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Medicaid.
2007-01-29 19:39:43 · answer #4 · answered by starflower 5 · 1⤊ 1⤋
I love my Cigna. Loved my Kaiser too.
2007-01-30 15:17:39 · answer #5 · answered by Custo 4 · 0⤊ 0⤋
blue cross is good
2007-01-29 19:48:50 · answer #6 · answered by amin_226 3 · 1⤊ 0⤋
thanks..well explain
2014-02-26 01:32:05 · answer #7 · answered by daniel 1 · 0⤊ 0⤋