From a legit place, not having to pay for anything (my info right?) and not having to sign up for anything....
2007-01-29 16:17:34 · 10 answers · asked by Myra G 5 in Business & Finance ➔ Credit
To get your credit score, you will need to visit Equifax, Experian or Transunion and pay for it. Its around 10 - 15 bucks. Your 3 scores are combined for an average.
The free Annual Credit Report will NOT give you a credit score, just your credit report.
2007-01-29 16:24:08 · answer #1 · answered by RiverGirl 7 · 2⤊ 0⤋
Beware of all the web sites offering a "free" credit report. Unless you go directly to Experian, Equifax, or TransUnion, you are signing up for a credit watch service, which may cost $79 or more per year. I believe the credit reporting agencies are still required by the government to give everyone one free report per year, no strings attached. If you are turned down for credit by anyone, you are also entitled to a free report within 30 days.
2007-01-29 16:42:37 · answer #2 · answered by Brian G 6 · 0⤊ 0⤋
You have to go through one of the three credit bureaus and purchase something that gives you credit report. Even from Equifax, Experian, TransUnion you do have to pay to recieve your credit report. You will have to pay something $20 +/- and sign up for service to recieve your credit report.
The best one you should choose should be Equifax or Experian. TransUnion is not much of a credit reporting company. Good Luck.
You will not recieve your credit score from a free credit report. By law you can recieve one free credit report per yer; however, that doesn't entitle you to recieve a free credit score you actually have to pay to know that. Good Luck.
2007-01-30 00:45:59 · answer #3 · answered by Anonymous · 0⤊ 0⤋
credit reports are free at
https://www.annualcreditreport.com/cra/index.jsp
its the only place you can get one for free its the ones you are entitled to by law, unless you have been denied credit, insurance or a job.(you can get a free one in that case too) you do not have to buy anything, its your free credit reports you get by law
credit scores are not free, there is no law that they have to give you one. however i have found the cheapest scores at the link when you get your free credit report
2007-01-29 16:41:39 · answer #4 · answered by Jen 5 · 0⤊ 0⤋
IF YOU VISIT EXPERIAN.COM THERE IS A LITTLE SUB-LINK THAT STATES "IF YOU ARE LOOKING FOR" AND SOMETHING ABOUT A FREE ANNUAL CREDIT REPORT. CLICK ON THIS LINK AND IT WILL DIRECT YOU TO A PAGE WHICH ASKS FOR YOUR INFO. ENTER IT AND YOU CAN PRINT THIS REPORT FOR FREE ONCE EACH YEAR. NOTE: YOU WILL ONLY BE ABLE TO LOOK AT IT ONCE SO PRINT IT AND BE CAREFUL.
2007-01-29 16:25:52 · answer #5 · answered by longleggedfirecracker 3 · 0⤊ 1⤋
Try this link. I believe you are allowed one report per year.
2007-01-29 16:32:57 · answer #6 · answered by Sassafrass AKA: SASSY 6 · 0⤊ 1⤋
Apply for a loan.
2007-01-29 16:21:02 · answer #7 · answered by up y 3 · 0⤊ 1⤋
freeannual creditreport.com
Are intitled to one free copy per company per year.
2007-01-29 16:20:46 · answer #8 · answered by tennessee 7 · 1⤊ 1⤋
http://www.annualcreditreports.com
2007-01-29 16:21:10 · answer #9 · answered by Anonymous · 1⤊ 1⤋
myfico.com
2007-01-29 16:25:23 · answer #10 · answered by 1dayatatime 4 · 0⤊ 0⤋