I got into a not-fault accident.?

Question

I am a full time employee and part-time student. I was driving on interstate highway to my home. I abruptly discovered two stopped cars on the middle of the highway, so I changed my lane to the left side quickly. After about five seconds while I was still accelerating, a car hit me from the behind…

The lady was unconscious. Police officers investigated the scent for about an hour and gave me this report that basically has my information and information of the other person. After that, I drove home.

This is my first accident happened in my life, and I need to know what I need to do next. Thanks for the people whoever tries to help me.

Answer 1

Well, first of all, notify your insurance company. You should have liability insurance if nothing else.

After that, unless you were injured, there's really nothing you need do.

If you were injured, and want to sue for your injury contact a bottom feeder (oops, sorry, meant to type "personal injury lawyer").

But if you weren't injured, let your insurance co. know and that will probably be the end of it. They may go after the person who hit you's insurance company to recover damages, but you probably won't need to do much.

Answer 2

First and foremost, if you're involved in an accident is never say or do anything to admit fault or negligence on your part. I think it's safe to say you have already done this.

Second, call your insurance carrier and explain the details of the accident. Include the names of witnesses (if any), other driver's ID, tag number, vehicle make, model and year of the car that hit you, as well as your own, police report number and police officer's name and precinct. The insurance company will send an inspector to check out your vehicle, and after investigating the facts surrounding the accident THEY will determine who is at fault. After that, they will pay for your repairs (hopefully, if you have collision and comprehensive coverage); if you don't have collision and comprehensive, the insurance company may just total your car (if the damage is severe enough). You should also contact a good attorney, after contacting your insurance company. Under NO circumstances should you speak to the driver of the other vehicle, as he may be trying to get you to admit the accifdent was your fault.

Answer 3

You should be OK, since you were technically rear-ended. Your insurance agency should be willing to help you out with legal hassles if they develop.

These problems can take quite of bit of time to resolve, and you will possibly get plenty of letters from insurance companies in the mail. Keep meticulous records of any phone conversations or correspondence you have with any lawyers or insurance company representatives. Hopefully, for you it is over; but my experience is that legal hassles can go on for quite some time because, like sharks, lawyers smell blood and go for the kill whenever there is an injury accident.

If the person who rear-ended your car looks like they want to sue you, get a lawyer immediately. And get that whip-lash neck ache looked at....

Answer 4

first you need to find out if you live in a no fault state there are some out there we had an accident while on vacation in a no fault state our insurance paid for our vehicle as did the other driver insurance pay for theirs we were responsible for our own deductible if it is a no fault state you would have to go after her personally for reimbursement of the deductible

Answer 5

contact your insurance agent..... follow up with the police to see if she will be charged as at fault.....if she was unconscious she should be at fault, no doubt....... if the accident report says she was unconscious your insurance company will go after her insurance for damage to your car........call your insurance company asap

Answer 6

A no fault means that you were not at fault and that neither was she.