How can I help myself?

Question

I just moved out of my parents house. I had moved home for awhile because of financial issues. Now, I am VERY upset because all of a sudden I have to pay for all sorts of unexpected things. I thought things would get better once I got money back from my tax return, but then I ended up owing money! I also needed to spend a chunk of money on some medical bills and I needed a bed to sleep on. Well, I guess my question is how can I get over this money issue? I constantly find myself crying about money and I am sick of things being this way. Worst part is that I can't stop thinking about all the bills that are yet to come. What can I do to be happy? Without money I can't go out...this is all very depressing. What can I do?

Answer 1

First, take a deep breath. Worrying about the bills won't help, nor will it make them go away. Take one step at a time and maintain a steady path. Figure out your income. Figure out your regular bills, and then the temporary additional ones. No one will come down on you if you are making an effort, and if you communicate with them. Figure what you can afford to pay and make arrangements. Stick to it. Look for ways to reduce expenses. Then look for ways to earn additional money. Focus on your job. What characteristics will help you get ahead. It will take sacrifice at first. Find things to do that don't cost money. You will be amazed at what is out there. Get involved in something worthwhile. If you are busy, you will not have time to be depressed. It is the little things in life that really make us happy. Don't be superficial and don't be over concerned with material things. Find a few good friends to share with. Don't keep things bottled up. Find someone to talk to. Develop a plan of action and work your plan.
As for a bed, check the thrift stores. you can find some real bargains there. There is always someone who will be willing to help someone who is trying to help themselves. One last thing. Your family is forever. Don't abandon them, they are your greatest ally.

Answer 2

Ok you should have developed some organizational skills already in your life, but if your pannicking, thats still ok. First of all, don't be afraid to ask your family for a little bit of help emotionally or financially. If they arent there for you, try a friend.

I recommend simplifying your life; break your life down to its essense. What do you NEED? Food, water, shelter, and love. Just organize your finances to correspond with what you need each month, if you have money left over after you have all of your necessities calculated, then you have some money for extra things. You might not have the money for pedicures, expensive hair products, and expensive makeup at first; you may need to learn how to shop smart, and buy what is cheaper.

I recommend living in a small house, apartment or condo. Only take what you need, and you don't need to live in an expensive gated community with 3 pools and 2 fitness centers with cable television. Thats just not necessary, even if you are rich/single.

You can't just cut yourself off from society even if you are broke all the time. You don't need your little one night stands in order to be happy, and to feel satisfied. There are plenty of free, or less expensive activities that you can do as a substitute for going to the club or bar every weekend. I'm sure its addicting, but so is exercising consistently. Try a yoga class once a week for 10$ a class, then once you learn the techniques from the instructor, you can go to a park, beach, or maybe even a mountain top(depending on your region) to execute the techniques on your own and to stay healthy. Or join a gym.

Answer 3

You need to start to manage your money and make a budget and stick to it. Also, I don't know what you do for a living, but you should have a full time job and if it is not professional start to look at ways to get a career. Many colleges will offer low cost loans and financial aide to your if you are not under your parents income. You have to prove you live outside of their house or be 23 years old. A piece of mail is all you need to prove your address, so you can do a dependency overide. Many classes are now available online only and you can often complete a program at a community college in 1 -2 yr to get a start in a career. Also, many places now offer incentives for field such as teaching or nursing because there are so many shortages.

Answer 4

Instead of spending so much time worrying about having no money, why not start thinking about ways of making it? Find a job, any job is better then no job. Look for a better job while working at the first one. See where this is going? Pour you energy into finding ways out of your situation, unless crying to your parents might work? Did for my kids, now I'm the one crying! Good luck!

Answer 5

hay.. im sure if you just stop and regroup and pull your self together you will see that it cant be as bad as it may seem.. i live on 545 yep you read that right a month with 2 little boys and we are fine.. thats my disablitly check.. if i can do it . im sure anyone can.. my boys dont need anything infact i even got them 2 four wheeelers for christmas.. it can be done
i have a nice apt. nice furniture, and a car thats paid off
of course i have medical because of disability
but im only 30 kids `10 12 and they are healthy and happy
crying want get you anywhere .. lead to depression, then will probly put you more in the hole.. so pull your self together, put down your income.. and add up your outgoing..
i love to shop at thrift store for antique pieces, walmart for the kids jeans, and hollister and american eagle is where they like to get their shirts, and they like that.. and i shop at ann taylor's and hollisters.. so i know if i can stretch it .. you can budget one to work. .you can do it.. it might take a while to work it all out

Answer 6

first of hang in there and never loose hope... for all u know help might be a step away.. Secondly the first thing at rectifying ur mistakes is admitting them.. its never too late .. be considerate and make up wth ur parents.. say sorry to them, even if they dont want u back just do ur part and ask for forgiveness. things will get cherryup once u are out of debt of making other people hurt.

Answer 7

Look into finding some work and it will help with your worries and solve a lot of financial problems.

Answer 8

Dont worry about all the money you have to pay, worry about how to make more money.

Answer 9

first get a job, full time. mmm may you consider a second and third job too?

Answer 10

OK, JUST BREATHE..........AND TAKE IT EASY!!!!!!