Here's the scenario: Someone used your name and ssn# to sign up for and make purchases that required credit approval. Things were not paid for and have created debt and impacted your credit negatively. If you were to report these negative items as fraud to get them off of your credit report, what consequences would this person face? And wold this person have to faces the charges held against them in order to clear your credit report and debt?
2007-01-29 13:26:46 · 4 answers · asked by JRela2000 1 in Business & Finance ➔ Credit
go to jail and pay restitution and have a feloney on your record which can keep you from getting credit or certain jobs.
2007-02-06 03:37:17 · answer #1 · answered by tennessee 7 · 0⤊ 0⤋
what I know from my personal experience with identity theft is that there are no charges filed against the person using your identity unless they have caused you to suffer a financial loss. Obviously that is why there is so much of this going on! It is not a crime to use someone's identity. what is the world coming to!
2007-01-29 13:58:19 · answer #2 · answered by luciousgreeneyedlady 5 · 0⤊ 0⤋
assuming this person ever gets caught, depending on exactly what he did, he would be looking at numerous theft and fraud charges. some states place additional higher penalty's on these charges if they were due to identity theft.
2007-01-29 13:47:37 · answer #3 · answered by Jen 5 · 0⤊ 0⤋
"Someone" is obviously a relative or friend, or else you wouldn't be worried so much about what consequences they face.
Identity theft is a criminal offense and can be as much as a class B felony in the US.
2007-02-02 19:43:43 · answer #4 · answered by clawedlemew 3 · 0⤊ 0⤋