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One is under My Name, IV. and the other is My Name, V. Both have the same social security # and account #. There should be no credit report for My Name, V because that person doesn't exist. That report shows accurate credit info that applies to me (I am IV) but it is very old. It looks like I have no credit other than student loans. This is what creditors are seeing and I keep getting denied for loans since I have no credit history. I contacted Equifax and they said they are "unable to combine your multiple credit files due to the amount of data in each." Does anyone have any ideas where I can go from here??

2007-01-29 11:49:15 · 5 answers · asked by TF 1 in Business & Finance Credit

5 answers

The FACTA law gives you rights to accurate information. You probably need the clout of an attorney to get them to pay attention. It's amazing what can be done when the bureau thinks that there may be an attorney who may have "class action" on his/her mind. All by yourself, you have little clout.

2007-02-02 10:28:13 · answer #1 · answered by CJ 2 · 0 0

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2016-12-13 03:56:39 · answer #2 · answered by minissale 4 · 0 0

talk to a lawyer as someone else might have you identity,,i would make a police report first than see a lawyer,,have a police report to protect you if someone is try to use your identity,,good luck

2007-02-04 01:43:55 · answer #3 · answered by jerry 7 · 0 0

Sounds like you may need a lawyer.

2007-01-30 07:19:35 · answer #4 · answered by Poison Ivy 3 · 0 0

please ask a good lawyer if possible

2007-02-05 20:27:13 · answer #5 · answered by Anonymous · 0 0

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