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I live in Texas and Have Blue Cross and Blue Sheild.
I am wanting to go get on Birth control, But i need to know if it will show up as Birth Control on anything my dad will get from the insurance company??? I am almost 18 But I do not want another Fight With my Father,I am trying to be responsable, Please help!!!

2007-01-29 11:18:05 · 13 answers · asked by Gizoku 3 in Business & Finance Insurance

I tried that and my step mom stepped in saying that was stupid and no way,Now from her saying stuff like that i dont even need to see a gyno till i am 25 he doesnt even want me to go

2007-01-29 11:23:42 · update #1

13 answers

It's very difficult to tell without seeing an EOB from your specific BC/BS carrier, however, I'll try to clarify some things for you.

When your doctor sees you, he will probably do an exam of some sort. The reason for the visit (or Diagnosis) will be taken down in the chart. In this case the reason for the visit is "Contraceptive management" These two things (the exam and the diagnosis) get converted into Medical codes, and are placed on a claim, which is sent to your insurance company like so:

01/29/2007 - 99213 (Office Visit - Moderate) - V25.7 (Contraceptive management).

If your doctor prescribes birth control pills, this is NOT put on the insurance claim.

HOWEVER, if you get some other form of birth control that requires more work on the doctor's part eg: Depo-Provera or an IUD, this is a separate procedure, and is billed to your insurance company like so:

01/29/2007 - J1055 (Depo-Provera 150mg) - V25.7 (Contraceptive management).

So...

The thing to do here is to figure out whether or not your insurance company prints the Diagnosis on the Explanation of Benefits (or EOB) that will be sent to your father. Blue Cross Blue Shield always prints out the procedure that was done, so if you get Depo, or an IUD or something similar, it will show up on the EOB and your father would know.

If the insurance company doesn't print the diagnosis you could easily go in and get a prescription for birth control pills, without that diagnosis showing up on the form. All your father would see, was that you had been in for an exam.

Keep in mind that nothing prevents him from calling BC/BS and asking them what the diagnosis was over the phone.

Your best course of action is to do the following:

Schedule an annual pelvic exam with your OB/GYN. Women who are sexually active should be getting that done anyway. Whilst talking with the doctor, let him/her know that you'd also like birth control pills. He can prescribe them for you, and no one's the wiser. Even if your father did call the insurance company and find the diagnosis, you could easily chalk it up to a mistake, as Doctors often prescribe birth control pills for bad menstrual cramps.

Now this does not mean that you should go to the doctor and try and get the Pill by complaining loudly of cramps. He might just give you Tylenol. The cramps are just a backup story for your dad.

Hope this helps!

EDIT: I forgot, but I suppose the other thing that could happen would be for you to do something stupid like pay for the pills with his credit card, or hand the pharmacist your BC/BS card. In either of THOSE cases he'd definitely know.

2007-01-29 11:44:28 · answer #1 · answered by bgii_2000 4 · 0 1

Find a free clinic if you must.

But if you want to be responsible why are you getting sexually active while you are still a juvenile? Just because you want birth control pills doesn't make you responsible.

Your father has every right to get upset. It is part of his RESPONSIBILITIES to you to protect you! His anger is his fear for your personal safety. He used to be a young man. HE KNOWS what teenage and early twenty-something guys can be like.

Just because you are almost eighteen doesn't mean you are a mature young woman. You are still very young. Just because you're going on the pill doesn't mean you are protected from STDs or a broken heart when the guy dumps you.

Remember your body is precious and you need to protect it until you find the man you want to MARRY.

Oh, and it is NOT responsible to sneak around and LIE to your father.

2007-01-29 11:32:25 · answer #2 · answered by WhatAmI? 7 · 1 0

DO NOT go through your regular doctor or use your insurance if you don't want your parents to know about it. There are plenty of clinics where you can get birth control pills, you'll want to pay cash, and don't even think about using your medical insurance. Be sure you use condoms as well for prevention of STDs.

2007-01-29 14:25:46 · answer #3 · answered by wwhrd 7 · 0 0

Yes I have blue cross blue shield of Maryland and it will show up on the paper work they send in the mail!!! If I were you I would just go to the health department or a clinic where they go by your income and that way you probably wont have to pay any out of pocket expense and there will be no paper work.

2007-01-29 11:38:28 · answer #4 · answered by leea 2 · 0 1

If your Dad pays much attetion to his monthly statements from Blue he will most likly wonder why he is being billed for B Control. You will get caught. Since you are almost 18, why don't you try talking to him about it.?? Ask him if he would rather pay for BC or be a G D??

2007-01-29 13:23:44 · answer #5 · answered by Anonymous · 0 0

Go to the health clinic they might advise you, acting responsible is better than having an unwanted child, which will be worse for your parents, and remember act with caution and know the partners that you have always use protection, diseases are so easy to catch so
try and see,besides what happens at the Dr/s office can not be divulge even to your parents part of the privacy act

2007-01-29 11:26:53 · answer #6 · answered by clara f 1 · 0 1

I have Blue Cross Blue Shield insurance. Any medications that they pay for show up on the paperwork they send me.

2007-01-29 11:22:05 · answer #7 · answered by istitch2 6 · 2 0

He'll know you went to the doctor, but he won't know about any prescriptions you were given, or WHY you went to the doctor.

Your doctor isn't allowed to tell him why you went, either, without your consent (because you're over 14, and in Texas).

2007-01-29 12:03:10 · answer #8 · answered by Anonymous 7 · 0 0

It will not show up on the heath stuff from the DR but will on the prescription paperwork when you fill the prescription. If you really don't want them to know they you need to go to planned parenthood or your local health clinic and pay for it yourself.

2007-01-29 11:28:43 · answer #9 · answered by debwils_4kids 4 · 0 2

I don't know, but I think he should, unless you go through a judge or something. If you really wanted to be responsible you wouldn't be having sex now.

2007-01-29 11:22:09 · answer #10 · answered by Anonymous · 1 0

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