He was sited for 2 tickets. No licence and failure to turn safely.
It has been over 3 weeks and his insurance company is still "investigating"
They told me I could be charged with storage fees and an abondonment fee for the place THEY had it towed.
How do I win this claim and is he 100% at fault?
Any accident lawyers out there?
INFINITY INSURANCE COMPANY IS A JOKE
2007-01-28 14:38:32 · 7 answers · asked by gen3benz 1 in Cars & Transportation ➔ Insurance & Registration
your not liable for any of this at all ,don't let them intimidate you ,id get back in touch with them ,and make sure they know that you haven't forgot about it,all insurance company's are like that though, their forever trying to beat the small person out of something.stay with it and fight it ,good luck hope this help,s.
2007-01-28 14:47:33 · answer #1 · answered by dodge man 7 · 1⤊ 1⤋
If you need to get your vehicle fixed immediately and you have full coverage turn in the claim to your own insurance company and they will get it fixed right away. You will have to pay out your deductible but your company will subrogate (try to get the money back from the other company). When they subrogate they will also try to get back your deductible.
Depending on your state he may not be 100% at fault for the accident. In some states each driver is assigned a percentage of the blame. You need to check with your insurance agent to find out about the laws in your state.
3 weeks and still investigating is not unusual. I always tell my insureds if they decide to claim thru the other company that it may take awhile. The company has to investigate everything in the accident before making any decisions.
Other people had said that your insurance company isn't doing anything for you and that you should hire an attorney. Bad answers. Your insurance company isn't doing anything for you because you probably didn't turn in the claim to them and an attorney isn't going to help you. If you don't have full coverage, call the adjuster for the other company and ask him(nicely) what the status is on the claim.
2007-01-29 02:08:55 · answer #2 · answered by blb 5 · 0⤊ 0⤋
You need to take an active part in this rather then just letting the other insurance company ride you around..
1) File a claim with YOUR carrier. You paid for the expertise - its time to use it. They will work for you and collect the money from the other company.
2) You are not obligated to use the other carriers repair or tow service.
3) Find a company that you want to fix your car, pay the fees and towage and have your car hauled there.
4) Notify both companies where the car is, provide an estimate for the repair costs and allow them a reasonable time to inspect the car before you commence repairs. Take a LOT of photos and commence the repairs. Make sure the garage keeps YOUR company (as well as you) informed of the repairs and any other problems that they discover.
5) Need a car in the meantime.. see if your policy covers it? If not and you can afford it, rent one and save the receipts for later.
6) If you have full collision coverage YOUR company will be fronting the costs and then collecting it from the other carrier. You should only be out your deductible in the end.
7) For the deductible and all those costs which were not covered by your policy and remain unpaid...., you go to small claims with your paperwork and sue the guy that hit you AND his carrier. It sounds like it will be a slam dunk.
Like I said.. you have to be proactive to get it done, It is not going to happen overnight, but it will happen faster then you describe it is happening now...
good luck..
.
2007-01-28 17:37:19 · answer #3 · answered by ca_surveyor 7 · 0⤊ 0⤋
Dont bother getting a lawyer. None will probably even take you if your not injured and if they do... you are going to get charged a ton for something they cannot even help you out on. (they will not speed up a liability decision nor will they intimidate the other insurance company)
My suggestion is to go through your own carrier if you have collision (if they get your deductible back from the other carrier eventually they will forward it to you.) The other company has every right to investigate the claim. Sometimes police officers just write tickets with no logical evidence behind their decision.
I do know your situation but lets say for example you were travelling striaght and the other driver made a left turn in front of you. You would probably say you had a green light and they would probably say they had a green arrow. Sometimes the police officer will just "assume" you were right and write a ticket to the other driver.
Well, insurance sees this and they think..
1. Well did the police officer actually witness it happen?
2. Did the other driver admit?
3. Was there a witness to support your story?
If there is none of this.. that ticket means nothing. They will naturally side with their insured if its word vs. word. Tickets do not determine liability.
2007-01-28 15:27:08 · answer #4 · answered by Anonymous · 1⤊ 0⤋
I am not an accident lawyer, but I am a police officer. Basically, it's pretty much out of your hands. Sounds like he is at fault with the tickets that he received. You might have to take him to court for a civil matter to reimburse you for your fees. Sounds like your insurance company is leaving you high and dry on this one. Keep pressuring them for the investigation results, and consult a lawyer, a lot of attorneys have a pay if you win fee structure, so they love taking cheap insurance companies to court.
2007-01-28 14:51:26 · answer #5 · answered by injured_cop 1 · 0⤊ 1⤋
Accident lawyers only like people who are injured.
You should have filed a claim with your insurance company to get your vehicle out of impound and fixed....they should be the ones suing the other guys insurance.
It seems you should also be looking for a lawyer to sue your insurance company for breach of contract.
2007-01-28 14:49:40 · answer #6 · answered by Anonymous · 0⤊ 1⤋
well, if he has no license he has no insurance! that's probably what they are investigating
just turn the claim in to your insurance company, they will repair your car and then they will go after the others
2007-01-28 20:52:48 · answer #7 · answered by Anonymous · 0⤊ 0⤋