what are the penalties for driving without insurance?

Answer 1

if you are in the UK it depends if this is a first time offence or another capture by the police i work for the courts in the UK and deal with this all the time in my experience of magistrates its 6 to 8 points for a first offence and depending on your income your fined accordingly if your not in work it varies from 200 to 500 pounds plus court costs if employed the fine is set on your income so i cant give you an accurate answer for that

Answer 2

In the United States, all 50 states have financial responsibility laws on the books, which state if you drive you will pay if you break something of someone elses. That is most often met by having insurance, although you can become self insured if you meet certain requirements. Most government agencies are self insured.

Most states have a data base in effect that ties together driver's license, registration, and insurance verification, and you can't get registration without proof of insurance. If your insurance is canceled, your DL will be revoked, and if you are stopped your car will be towed.

That's why, if you have more then one vehicle and happen to get rid of it you should notify the insurance and not just let it run out for non payment, or you may get one of those "please turn in your revoked license" letters from the state.

Answer 3

Some states your license gets suspended and/or you get a fine.

You shouldn't drive without insurance b/c in the event that you get into an accident, and you are at fault, you will personally be sued. You will be sued for every penny any insurance company has to lay out b/c of you. So don't do it. Insure yourself. Even if its the minimum policy.

Answer 4

Whatever the penalties are it is not enough

You simply cannot drive without insurance. Imagine injuring or killing someone just how would you propose to cover that one

If know it's costly but it's plain stupidity to think you can drive without.

I you were to hurt or worse still one of mine I would not stop until I was sure that you had paid in full. Trust me

Answer 5

The penalty for driving without insurance varies from state to state. In some states, your vehicle tag can be seized and your car impounded. In addition, some states impose heavy fines for those who drive without auto insurance. Limited sates fine a fee of $150 to $500 for driving without insurance.

The consequences can be far more serious if you are involved in an accident and do not have insurance. You may have to comply with the financial responsibility laws including having to pay for any injuries or damages out of your own pocket.

Answer 6

Depending on what state you live in; in NC if caught driving without insurance you will receive a ticket and then must have insurance before your court date, you also run the risk of having your car towed. Also if an accident occurs and you don't have insurance, then the insurance company will sue you and suspend your license until the balance is paid or you make payment arrangements.

Answer 7

Driving without insurance - £5,000 Discretionary 6-8 points

http://www.highwaycode.gov.uk/28.htm

Answer 8

up to a £5000 fine and 6 to 8 points on your license plus the usual costs of around £40

Answer 9

If your car is financed the Lien Holder can slap heavy insurance coverage on your loan. You wouldn't be able to forfeit insurance even if you wanted to.

if your car is paid off.. it's illegal not to have any. You can put PIP for a very small amount annually. And yes, everyone else is right. Each state can have different laws. God Bless America.

Answer 10

It is going to vary from state to state but where I live it is a huge fine and they require you to have an SR22 filing for 2 years showing proof of insurance

Don't drive without insurance!!