should motor insurance disks be compulsary ?

Question

we have tax discs so why cant we have insurance disc it costs the government nothing the insurers print them and you know on the spot if if someone has insurance or not . and if they dont display the disc they should get a fine . once again this government shows its identity as long as they get there tax they dont give a damn .

Answer 1

Motor Insurance discs should be compulsary. That way there would be fewer uninsured vehicles driving on the roads undetected.

Answer 2

If you contact an insurance broker then: 1) They will look at their panel of insurers - saving you the problem of ringing round or going on the internet. 2) the premium they quote will be accurate - rather than the approximations you get on an aggregator website 3) They will assess your requirments and so ensure that the cover you get is suitable for you. They will also ask the correct questions to ensure that you don't unintentially provide inaccurate information or miss something out (which can easily happen online) 4) I guarantee that the cover you get will be better than any you can find from a direct company. 5) If you have any queries or have to make a claim then they will help you. 6) recent figures show it is cheaper to buy insurance through a broker than directly from an insurance company. This is presumably because insurance companies are spending millions of your money advertising whereas insurers who use brokers don't have to.

Answer 3

Instead of the civil service spending a fortune researching enforceable and visible documentation for vehicles in the UK why not simply copy the Greek system? 1. Vehicles have to display their current tax status [very sticky with the year only e.g. 07 valid from 1 Jan to 31 Dec] 2. Insurance documents are a standard size and fold to fit in see-through pocket stuck to windscreen. 3. Ownership document [Registration Certificate in UK] kept in vehicle at all times 4. Change of ownership carried out at local tax office [local DVLC Office here] by seller and buyer at same time 5. Vehicle ownership entered on to Tax Office records - they want to know where you got the money from to buy it! The local police carry out regular spot checks on all vehicles when all documents have to be shown and if not present have 24 hours to take to police station.

Answer 4

You cannot tax your car without it being insured and having a valid MOT BUT this does not mean that the insurance can expire before the tax disc BUT it appears that over a million people drive untaxed, uninsured cars. these are largely trucks and over ten years old. If they are not checking and catching these offenders it is even more unlikely they will catch the uninsured.
Insurance discs YES but more checks first.
RoyS

Answer 5

In the USA you get an insurance card which you must carry when you drive. Its a fine if you don't - no producers allowed in most states. Just for once, the UK is a bit behind the times here.

Answer 6

Its all tied in with our number plate, there is a computer system alined with DVLA,with these new police spotters, auto matic camara system, can tell MOT,INSURANCE AND EVEN SERVICE history, but its not fully up to date yet , but will be in four months time, so nobody is going to get away with any thing, big brother is watching

Answer 7

Yes
We have them here in Ireland.
You have to display Tax, Insurance and MOT
Works very well

Answer 8

NO but we should have health insurance. We are made to have car insurance to protect an object or things and yes people. but nothing to enforce our health coverage.

Answer 9

Yep an excellent idea - perhaps something that displayed the currency of your MOT too?

Answer 10

Yes,it would make it easier to spot the criminal dodgers,what about an M.O.T.disc while we are at it!