i have a healhty insuarance but i heard that tthe insuarance will not cover all costs .i must pay some from m pocket.please help because i had pains in my tubes several times.
2007-01-25 17:09:04 · 4 answers · asked by miss b 2 in Business & Finance ➔ Insurance
You will need to contact your insurance company to see what your deductible and/or copay is. If it's not covered at all, or under your deductible, you need to contact several testing facilities, and "shop out" the cash price.
2007-01-26 01:11:23 · answer #1 · answered by Anonymous 7 · 1⤊ 0⤋
Check your policy and it will tell you the deductible and co-pay. If the procedure is high, you will have to pay the deductible first then the insurance will pay its part and you will have to pay the balance. It is impossible to tell you a dollar amount without knowing what the procedure costs, what your deductible is and what the insurance company will allow. If you can't find the answer in your policy, call the company.
2007-01-26 08:28:33 · answer #2 · answered by deep5223 4 · 1⤊ 0⤋
It depends on your individual policy. My Aetna plan, I didn't have to pay anything, but when I had Oxford, I had to pay a $50 copay. Some plans, you have to pay a copay, some you have to pay a percentage of the cost - after they pay, some plans you have a deductible - where you end up paying the full load - contracted rate, of course. (Meaning, you're paying what the insurance would have paid.)
2007-01-26 10:14:15 · answer #3 · answered by zippythejessi 7 · 0⤊ 0⤋
check your policy. or call the company and they will tell you so you dont have to look it up
2007-01-26 18:29:16 · answer #4 · answered by Nicole B 2 · 0⤊ 0⤋