Where can i find Cheap backpackers travel insurance which covers EXTREME sports such as skydiving?

Answer 1

Here's my 4 cents worth on this: (I reread what I wrote, and decided to double my fee for the answer)

Cheap insurance for what sounds like a high-risk sport? Don't count on it.

Insurance companies price policies according to the perceived risk, and how many policies they think they'll sell. Skydiving, scuba diving, backcountry mountain skiing, and experimental aircraft all sound like high risk activities to your average insurance agent. I know it may not seem so to the average participant, but the agent and the insurance company make the call, not you. Also, there are only a few people who would buy such a policy, so there's not a lot of people to spread out the costs of one accident.

Here's an example: I've been scuba diving for 30 years, and have seen only one or two people get the bends. I've known dozens of people who have had car accidents in that time. But There's a million drivers to share that risk, so if 2 dozen drivers get hurt, there's 999,976 more who didn't, and their premiums are all profit.

If 100 divers buy insurance, and 2 get injured, there's only the premiums from 98 people that can be used to cover those costs to the insurance agency. So the agency will jack those rates up to cover those costs.

You may find a policy that covers you in the event of skydiving injuries. Or you may find a cheap policy. But you probably won't find a policy that has both characteristics. If you do, read *ALL* the fine print, and question the agent about it. Explain what you plan to do, and be sure you're covered. Have him/her point out the language that covers you. Otherwise, you may get a rude surprise when you really, really don't need it.

Answer 2

STA travel offer the best one I could find when I went travelling, they've got three levels of cover, the highest of which covers most extreme sports apart from the newest ones like canyon swinging. Have a look, good luck.

Answer 3

Squaremouth offers comparative quotes, the tools to see what the policies actually cover and also to eliminate products that don't offer what you want.

There is a "Narrow My Choice" option that allows you to select anything including skydiving to filter out the products that don't make sense.

UK Residents - http://www.squaremouth.co.uk
US Residents - http://www.squaremouth.com

Answer 4

i have were given various of fantastic deals on moneysupermarket for commute insurance those days and my vehicle insurance, grow to be a huge fan he he :) they have a organization said as flexi direct on there which have a tendency to go back out fairly low-priced on insurance, only verify it covers each and everything you go with :)

Answer 5

I always get mine from the post office. They seem to be the cheapest and do different levels of cover.

Answer 6

Go to http://www.travelsupermarket.com/ Type in your requirements & details & see which option suits you best. Loads of different companies etc to choose from there