Wedding Insurance?

Question

Hi
I am due to get married this year. Is wedding insurance worth it? I would like to be covered and M&S do it for a reasonable price. Has anybody any views/experience with this?

Answer 1

The wedding insurance basically covers the things you cannot plan for such as illness, fires, things like that. It is a good idea if you plan on getting married out of the country, or if your spouse to be is part of the military (covers if they suddenly get called away). It usually covers when you have to cancel or postpone a wedding,

I would say it is a good idea, but not too many people get it.

Try checking out the following articles- as I found them to be useful when i was planning my wedding.
http://www.iii.org/individuals/other/insurance/wedding/
http://www.productioninsurance.com/wedding.htm

The second one can give you instant quotes too!

Answer 2

Just took it out 2 wks ago after some deliberation. Without meaning to be 'a know all' I would say shop around on the Internet. In my case. M & S not best. You need to look at all the levels offered and choose which one suits you best eg If your wedding reception meal is costing £8,000 no good taking a level that only covers £5.000 for this etc. Also when deciding note small print. One of the couple calling of the wedding is not something the insurance can be claimed for. Also there is usually an excess on each thing you would claim for as in say photos, band etc Also anything you can claim for you must have a proper contract for so no good if your dad's mate was providing his band for free and he let you down.. My other daughter was married over 5 years ago and we didn't take wed ins. nor did we require it thank goodnes. This time decided as noted big changes in contracts etc, Best example being last time we paid a few hundred pounds deposit to the hotel, final numbers to be give 24 hrs before big day and account to be settled within 3 weeks of wedding. This time deposit was £1,000, further deposit of £1,000 six months prior to wedding cancellation charges increasing as months go on until calling off 1 month before you pay 100%, pro forma invoice sent to us of estimated account to be paid 2 weeks before reception. Also insurance would cover for anything happening to close family member (providing no existing diagnosed illness) if wedding be called off. Hope all this helps to make you decide.

Answer 3

Im also getting married next year. As im getting married abroad I have opted for wedding insurance.

I would advise it, you never know what could happen. Its an extra expense to already expensive day, but it would be worth it for £45.

You will be spending thousands on flowers, reception venue, food, transportation, rings, etc. And depending on the wedding insurance you get this can help put your mind at rest.

Look into what the different companies are offering you and what is best for your requirements.

Answer 4

Hi there,

In a nutsell, get weding insurance - it's not just my opinion, but it's also the view of virtually all the wedding planning websites out there (article attached).

There's quite a lot of options out there and things to think about, so I would suggest taking a look around prior to purchasing.

M&S's policies are pretty good, but there are a number of different options they offer so make sure that you choose the one that's right for you. That said, some of the lesser known companies provide pretty good options but do your research before trusting all of them with your cash.

Hope this helps and good luck for the big day!

Answer 5

imagine maximum solutions you've gained have lined why wedding ceremony insurance is rather substantial. i'd want to operate some issues that i do not imagine has been lined. first of all probably your perfect wager to ascertain a great determination of wedding ceremony ins on line. it is no longer a count number of retaining it is this value or that value, on maximum there'll be distinct ranges of canopy and the cost bypass up subsequently. you'll understand the canopy required on your particular wedding ceremony. also generally wedding ceremony insurance does no longer conceal (no longer that i imagine that is going to take position to you) the marriage purely being noted as of because between the couple do not want to get married. different element is maximum wedding ceremony Ins organizations state you should have a suitable settlement for each section organised on your wedding ceremony eg photographer, band and so on if those are to be lined. for this reason no matter if that is a band that a pal has and no settlement it doesn't be lined. also if the marriage had to be cancelled thanks to ailment/lack of life of a special pal you would purely be lined if it become from an ailment no longer clinically determined previously the coverage become taken out. i'm advantageous it will be ok yet because your are intending to take it out now so close to to the marriage date purely double examine all deposits and so on already paid out will be lined. probably reading it is sounds somewhat adverse yet truly things you should be attentive to previously figuring out.

Answer 6

Hello!

I'm getting married this year and I compared loads of policies to see how much cover you could get for the cheapest fee. I went with EandL insurance www.eandl.co.uk/affiliate/miva-Wedding/wedding and got a very good level of cover for £60.

M & S were pricy in comparison

Good luck!

Answer 7

Definatly worth getting!!! It costs thousands to put on a wedding and loads can go wrong I can tell you!!!

Our venue got sold 3 times!! after we booked,,,,luckily it all worked out in the end but some people had to cancel their weddings....a few pounds to re-coup hundreds is well worth it...and takes away some of the worry!

Answer 8

I wouldn't bother with it. They won't pay you out if you or your fiancee change your mind and unless you are not a healthy person and may get ill on the wedding day I wouldn't waste your money. Just my opinion, got married October.

Answer 9

we took our insurance with M&S as well.
like all insurances you hope you're never going to have to claim on it but we decided for peace of mind it was worth taking.
Covers the photo's, clothes, rings everything.
There's loads of stress in getting married if the insurance can take one load off your mind it's worth it.
Congratulations and have a fantastic day.

Answer 10

i would say its definitely worth having.getting married is probably one of the most important and special times of your life!! plus you dont want to fork out any more expense if something go's wrong.weddings cost enough!! x