I have a insurace card that its good for 1 year, but is no longer good because i stopped paying and they canceled my insurance service. you thing they find out if i show them that insurance card ?
2007-01-23 13:53:54 · 15 answers · asked by I got dat real real Peef 1 in Cars & Transportation ➔ Insurance & Registration
I live in NJ
2007-01-23 13:55:11 · update #1
Just get insurance.
2007-01-23 14:01:24 · answer #1 · answered by c92camrs 1 · 1⤊ 0⤋
In many states, yes they can. The insurance companies are required to notify the DMV when your insurance is canceled. Some states are better than others at tracking that but all of them have the ability to do so. In most cases, when a cop pulls you over he or she already knows that your insurance is expired, etc. Flashing a bogus card only compounds the trouble you'll be in.
In the UK, some police cars have cameras that can read the plate numbers as the cop drives around. They can tell if your insurance is expired, your inspection has expired, or if your car tax hasn't been paid. If the camera spots a car missing any of those things, the computer beeps and flashes the plate number and a description of the car on the screen. Instant bust! It's only a matter of time before US police departments get that technology and I wouldn't be at all surprised if some are already testing it.
2007-01-23 22:19:15 · answer #2 · answered by Bostonian In MO 7 · 0⤊ 0⤋
I am in california so it may be different, but if NJ requires you to insure your car as a function of getting it registered then it is just a matter of running your plate.
When your insurance was cancelled, the insurance company notified your DMV. THey, in turn will usually take about 30 to 60 days to notify you that your registration is suspended (they wait in case you are just switching companies).
But, technically, your car is unregistered when you cancel the insurance.
Soooo.. if you get pulled over or get stopped you are scr*wed.
The big picture, my friend is, while you are saving a few hundred bucks on insurance, if you have even a tiny accident with no one injured, you are going to be out major bucks for the cars to be repaired, lose your license (if you have one), and spend those saved $100s on fines. It is a lose - lose proposition.
Cowboy up dude.. buy insurance for the other guy and mostly for you.
2007-01-24 00:40:26 · answer #3 · answered by ca_surveyor 7 · 0⤊ 0⤋
if this a serious question, the answer is ....YES!!
when your policy is canceled, the insurance company notifies the DMV that you are no longer insured so it doesn't matter what the card says. when they run the plates, they will see that your insurance was canceled.
because you didn't pay, you're really screwed. in NJ, when the insurance carrier cancels on you (instead of you canceling on them), you are only allowed to get new insurance from a few places that charge outrageous fees.
2007-01-23 22:20:47 · answer #4 · answered by morequestions 5 · 0⤊ 0⤋
Especially in New Jersey, they will know. Insurance companies notify the state of dropped insurance. Whether you change insurance companies, or cancel your insurance. The state is aware of it. And they can and probably will impound your car if you are caught driving without insurance. Don't take the chance, you could also get arrested for providing false information.
2007-01-24 18:45:17 · answer #5 · answered by just me 6 · 0⤊ 0⤋
Probably not unless they detain you to verify your insurance... it takes about 10 minutes... but what you are doing is simply foolish... what if you hit somebody ??? If somebody sues you... you will be liable for all costs in the suit... could add up to 10's of thousands or possibly millions... they will seize everything you own and garnish all of your future earnings... you are trying to save money now... but taking that chance could cost you 100's X what you are paying for insurance... and sooner or later your insurance company will send your DMV a notice of cancellation for your tags...
2007-01-23 22:08:11 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Actually, it depends on what state you're in. Where in live (in Georgia) you have to present your insurance card when you renew your tags every year, and the state has begun to capture that information in the computer system. So, here, they can find out, because your insurance information is attached to your tag.
2007-01-23 22:03:08 · answer #7 · answered by Shawn A 2 · 1⤊ 0⤋
In a great many states if your insurance has been canceled for non payment your license has also been revoked. So, it you are in a state with an insurance data base, yes indeed they can.
Your car will be impounded.
2007-01-23 22:42:45 · answer #8 · answered by oklatom 7 · 0⤊ 0⤋
In CA, yes. Law was recently enacted to make sure people don't cheat in the liability insurance. CHP record check WILL bring up current insurance status.
2007-01-23 22:34:43 · answer #9 · answered by Kasey C 7 · 0⤊ 0⤋
yes. dispatch can bring up all that stuff.
then the cops will pull you over and tow the car.
NJ is REALLLY strict about insurance.
what happens if you hit someone with your car?
get insurance, or stop driving.
2007-01-23 22:03:00 · answer #10 · answered by Anonymous · 2⤊ 0⤋