A relative in my family who worked for State Farm claims that they are not reporters to CARFAX. This means a potential occurrence (accident, etc..) may have happened and it won't show if it was resolved through the above-mentioned insurance company. Is this true?
2007-01-23 09:20:06 · 9 answers · asked by rob1963man 5 in Cars & Transportation ➔ Insurance & Registration
I am told that there is a fee for the insurance company for participating, and they opted out.
2007-01-23 09:25:28 · update #1
A clean CarFax report isn't a guarantee that the vehicle has never experienced a reportable problem. However, if one WAS reported, seeing it on CarFax would be a big red flag.
BTW, a new car CAN have an accident reported in CarFax even if YOU never wrecked it! Autos are damaged in transit all the time. Most damage tends to be relatively minor and the buyer never knows. However, major damage can and does happen and that CAN find its way into the CarFax system.
2007-01-23 15:25:07 · answer #1 · answered by Bostonian In MO 7 · 0⤊ 0⤋
Carfax doesn't say they will tell you everything. They report those matters of public record. If a company doesn't make their records public, Carfax (or anyone else for that matter) wouldn't know about it.
From the Carfax site: Accident - CARFAX receives information on accidents in most states when an official police report is filed. Not all accidents are reported to the Police. The level of detail in the accident record varies by state depending on the state's accident report requirements. CARFAX recommends you obtain a vehicle inspection from your dealer or an independent mechanic for any car involved in an accident.
2007-01-23 09:26:58 · answer #2 · answered by oklatom 7 · 0⤊ 0⤋
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2016-08-30 10:35:26 · answer #3 · answered by ? 3 · 0⤊ 0⤋
Carfax gets their data from many sources. If a car was in an accident, the VIN goes on a police report. Carfax gets the info. If collision damage is repaired, the VIN shows up on the work order. Carfax gets the info. If a car is a total loss, the salvage buyer has to trade the title in for a junk certificate. Again the VIN shows up and Carfax gets the info.
2007-01-23 09:25:55 · answer #4 · answered by regerugged 7 · 0⤊ 0⤋
Details on accidents are available from many sources
- Municipal police departments
- State police departments
- Repair shops
- Insurance companies
- Rental / lease companies
Carfax uses data from a variety of these sources. Can't imagine a reason why Carfax would charge State Farm to participate - it would seem more likely that they would pay State Farm for the data.
2007-01-23 09:32:31 · answer #5 · answered by Ansrgeek 7 · 0⤊ 0⤋
Sure. Accidents are not always reported. Some people will pay out of their own pockets if the damage is small enough rather than get the insurance people or the police involved.
It would not suprise me if certain companies and agencies refused to share its information with Carfax. To some, that would seem like violating the privacy of their clients.
2007-01-23 09:23:44 · answer #6 · answered by A.Mercer 7 · 0⤊ 0⤋
Yes, this is true. CARFAX is not 100% reliable. My brother looked up his own car on CARFAX (he bought it brand new) and it showed he had wrecked it. When it had never been in an accident. CARFAX is a decent guide, but don't believe everything you read.
2007-01-23 09:25:29 · answer #7 · answered by yellowstone34 2 · 0⤊ 0⤋
And your question is?
Car-Fax can be a good tool but unless EVERYONE signs on to the service (and only about 5% of repairers and insurers do) then it it isn't worth the paper (or pixels) it's printed on.
2007-01-23 13:02:01 · answer #8 · answered by Anonymous · 0⤊ 0⤋
unfortunately yes. several ways of repairing a vehicle are untraceable by carfax
2007-01-23 09:24:20 · answer #9 · answered by technicanb 4 · 0⤊ 0⤋