My husband and I have insurance through his work. We have blue cross/ blue sheild. We pay $66 dollars wk. Should maternity be included in that?
2007-01-23 07:06:05 · 4 answers · asked by ~kim~ 1 in Business & Finance ➔ Insurance
You should definitely read the Outline of Coverage provided by your insurance company. It will detail exclusions, as well as coverage.
In many states, like Connecticut, the State mandates coverage for maternity in group health plans. If you are still unsure, contact your state's Department of Insurance, or your Human Resources Department.
2007-01-23 07:38:35 · answer #1 · answered by Insurance Biz CT 5 · 0⤊ 0⤋
Sometimes it's included with a waiting period. Sometimes it's included without a waiting period, and sometimes maternity benefits are optional or not included. You will have to check with his employer, or call the number on the back of your insurance card, to ask.
2007-01-23 22:16:32 · answer #2 · answered by Anonymous 7 · 0⤊ 0⤋
Probably, but double check for sure. Some employers skip that rider to save money.
2007-01-23 16:09:25 · answer #3 · answered by zippythejessi 7 · 1⤊ 0⤋
Did you thoroughly read the insurance plan so you know what is included?
2007-01-23 15:16:19 · answer #4 · answered by newyorkgal71 7 · 0⤊ 0⤋