I had insurance through my old employer the time I went to see my dentist. They claim I never paid the bill. I work at a new place now. How do I go about going back and retreiving all the old information so I can get that off my credit report? It's been a couple of years and I don't remember who my dental insurance was.
2007-01-23 06:58:01 · 11 answers · asked by Anna 2 in Health ➔ Dental
First thing you need to do is contact your old job. If there is a human resources department, that is a good number to call. They should have all your information on file. Get the phone numbers for the insurance company, and all the policy information you can.
You may find that the dental visit was either not submitted to the insurance company, or rejected by the insurance company. (Sometimes the rejection is an error, sometimes it is due to your company not paying the insurance premiums on time and not letting you know about the coverage lapse.)
If it was not submitted, contact the dentist and let them know what happened. They should be able to provide you with the documentation you will need to submit to the insurance company. If it was rejected, you need to pay the dentist as soon as possible.
Either way, you may need to get money to the dentist office immediately until this is cleared up. Many now ask for the money up front and let you bill the insurance on your own time.
-well wishes
2007-01-23 07:16:34 · answer #1 · answered by marenka 2 · 0⤊ 0⤋
That's all medical and dental bills are, rip-offs!!!!! Once its on your credit report it can be a bit difficult to get it off unless you can dispute it. Is the dentist saying you didn't have any insurance at the time the work was done? It should be on record somewhere. I don't know any dentist that will work on your teeth unless you give them your insurance information or you are paying cash. Call your old employer and ask them what insurance they were using a couple of years ago maybe its the same one they use now.
2007-01-27 06:19:10 · answer #2 · answered by frigginhilarious 5 · 0⤊ 0⤋
The billing office at the dentist would have the information of where they sent the insurance claim. I would recommend you contact someone in billing to help you. They can tell you why the insurance did not pay. Just because you have insurance doesn't mean they always pay the bill. Dental insurance is really quite restrictive. I speak from experience as I wrote a check for $7000 today for my braces! Insurance doesn't pay for braces! You will need to resolve the bill before you can get this off your credit report. Once it is resolved, you can speak again to billing at your dentist office to request they retract the information from your credit report. Make sure to negotiate this as part of your payment.
2007-01-23 07:28:08 · answer #3 · answered by Monkey Lips 4 · 0⤊ 0⤋
Research it and find out who the old insurance company was...
Call your old work and ask the Secretary to look it up.. It is very important.. Contact them and let them know the situation and contact the dentist to have them resubmit the claim.. Then when it is all said and done you will have to how the dental office to clear you credit our they wont bother..
2007-01-23 07:48:40 · answer #4 · answered by broekgirl 2 · 0⤊ 0⤋
Contact Human Resources at your former employers company. They can look it up and tell you who the insurer was. Resubmit the bill with a letter from your former employer stating you had coverage then. After it's been cleared up, contact the credit reporting company to have it removed.
2007-01-23 07:27:22 · answer #5 · answered by diannegoodwin@sbcglobal.net 7 · 0⤊ 0⤋
Your insurance company probably denied the claim. Check with the dentist's office that did the work. They should have the record and the insurance company it was filed to.
2007-01-23 07:04:40 · answer #6 · answered by chuck g 5 · 0⤊ 0⤋
Call your former employer and ask someone from the office staff. Either Human Resources or whomever handles it. They can also tell you about the coverage. When you left the company, they may have terminated your insurance coverage effective immediately. That's what happens in most companies.
2007-01-23 07:03:22 · answer #7 · answered by Anonymous · 0⤊ 0⤋
chances are your dental insurance only covered part of the bill most do not cover the whole thing. I would suggest finding out how much is owed and gradually start paying it forward.
2007-01-23 07:14:18 · answer #8 · answered by pegasis 5 · 0⤊ 0⤋
i imagine you've harm your self through letting this bypass on for too lengthy. even with the thumbs down, i have self belief the first guy is nice. finally you owe the money to the dentist, yet maximum healthcare vendors are effective adequate to if truth be told pick the flow you a private loan till the reassurance pays them (instead of you). Your purely recourse would properly be to pay the bill and artwork with the reassurance corporation to get reimbursed.
2016-10-16 00:07:48 · answer #9 · answered by ? 4 · 0⤊ 0⤋
Call the former employer, for the name, make sure you made your deductible for the year, go to the bank for a copy of you cleared check and send copies to the collection place.
2007-01-26 21:27:06 · answer #10 · answered by Anonymous · 0⤊ 0⤋