Please can you settle an argument for me.
I have been argueing with someone recently about insurance.
If you have 3rd Party fire and theft (or third party only) insurance on a car, are your passengers insured if you have an accident?? This may sound a silly question to some, but I just need the argument settling.
Info will be much apprreciated.
2007-01-23 06:18:48 · 6 answers · asked by Deano 3 in Cars & Transportation ➔ Insurance & Registration
the simple answer is yes as they are a third party
2007-01-24 07:33:12 · answer #1 · answered by The Fat Controller 5 · 0⤊ 0⤋
Your insurer will give you full details but if you mean are they insured for eg being off work due to an accident your car was in then yes.
Fire and theft covers just as it sounds- if the car goes on fire or is stolen.
Comprehensive covers damage caused to the vehicle if you cause the accident.
2007-01-23 06:28:18 · answer #2 · answered by Mark B 5 · 0⤊ 0⤋
Check with your particular insurance company but I believe that it was made compulsory that ALL insurance cover included passenger cover
Third party covers any damage caused to another person or property by you as the insured driver therefore any damage caused to a passenger would be your third party liability
2007-01-23 06:26:25 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Yes. All insurance levels cover the passengers in the car and any other people you run over/crash into.
2007-01-23 07:39:59 · answer #4 · answered by Anonymous · 0⤊ 0⤋
yes they are insured,third party means that if you cause an accident you pay for the damage to your car and your victims car fully comp is best but if you only have an old banger it may noy be worth it!
2007-01-23 06:28:14 · answer #5 · answered by alexdonnanicola 3 · 0⤊ 0⤋
i understand what your dealing with dude, my Civic variety R replaced into bumped into or pushed into on the Trafford Centre 6 months in the past or so and that i got here back after a pair of hours figuring out to purchase to burst actually into tears! What replaced right into a techniques worse for me replaced into the reality that the digital camera in that section didnt artwork!!! i'm totally comp yet with coverage on the charges it extremely is and the situation im in regarding no claims bonus exceedingly much 5 years ive controlled to push it back on and it doesnt even (thankfully) seem broken, yet i understand its there. by way of fact the different adult males have mentioned, touch prepare station risk-free practices/police to work out in the event that they are able to get CCTV pictures, probability is tho the digital camera dont artwork. third party basically coated the different party in case you have been to have an twist of destiny that replaced into your fault. consequently your the sufferer till you will get this pictures mate! each and every of the superb! i wish you get the scum, coz thats what they are! Edit - just to be sure from greater desirable comments made. third party hearth and theft covers you for in the experience that your automobile properly is stolen or someway turns into alight! It covers the different driving force interior the experience of their automobile maintenance!
2016-12-16 11:42:46 · answer #6 · answered by ? 4 · 0⤊ 0⤋