there's an offer came by email named credit score every week!!
my question is how does it works and is it safe??thanx
2007-01-23 05:14:47 · 5 answers · asked by DJ 7r3kn0 5 in Business & Finance ➔ Credit
it's just saying "see your credit score"but i don't even have a credit card
2007-01-23 07:08:42 · update #1
I wouldn't trust a company that randomly emailed you. AND, you don't need to check your score that often. What you can do though, if you would like to check your credit score, is go to WWW.TRUECREDIT.COM and use their services. You can pull 1 credit bureau by its self for free, I believe, or you can pull what's called a 'tri-merge' which is all 3 major bureaus, Experian, Equifax, and Transunion, all in one... have to pay for that though.
If you want to pay a monthly fee you can check your score anytime you want with services like this. But some credit card companies do that for you. I have WAMU & CHASE and they both provide an average score anytime I want to check it and it's free just for being a member. So I would check into that option if you have a card. At least make sure you check your score and what is on your bureau once a year, you can do this at www.freeannualcreditreport.com, the gov't says you get one free one a year!
2007-01-23 05:23:57 · answer #1 · answered by Cynthia S 4 · 0⤊ 0⤋
If it was an unsolicited email (you did not ask for information) stay away from it. Most identity thefts are a result of "credit score" scams. If you do want to know you credit score, go to the credit bureau's web site and get it there.
This is one of the 3 major credit bureaus: www.equifax.com
If you get your credit report here, they can give you all of them.
PS When you apply for a loan, this will be one of the bureaus that the company will use. The other outfits on the web just pull the information from the major credit bureaus.
2007-01-23 05:22:06 · answer #2 · answered by c.s. 4 · 0⤊ 0⤋
Just a few weeks ago, my card was "hacked" by a criminal. They apparently scanned my details at the Apple Shop, where I'd bought an iPad the previous day. By that night, they had purchased 1) a lounge suite valued at $12,000 from a British shop ........2) home delivery of the furniture at $36.......3) some fake university degrees from a California "degree mill"..... and two iPhones from Apple online store. I was so lucky, that my bank jumped on this purchase record immediately - I got a call at 6am on a Sunday to ask if any of these transactions was valid. They got back every dollar for me. I was so grateful that the bank fraud people were on the ball. The bank used the home delivery details to capture the hackers - what amazing idiots to steal a $12,000 lounge suite and then use the stolen card to pay $36 for the home delivery .
2016-05-24 01:13:02 · answer #3 · answered by ? 4 · 0⤊ 0⤋
dont open spam in your email, use a legit site, www.annualcreditreport.com you can get 3 free credit reports a year
2007-01-23 05:19:24 · answer #4 · answered by swenjj 4 · 0⤊ 0⤋
NO..stay away from things you didn't ask for..NEVER give your info
2007-01-23 05:21:13 · answer #5 · answered by whatelsewhatever 3 · 0⤊ 0⤋