does provident do credit checks on you?

Question

does provident do credit checks if so do they go on your credit file???i have bad credit

Answer 1

If you are looking for a loan, just about every source is going to do a credit check on you. It's part of the standard procedure. If you are looking to open an account, then they may do a credit check in order to make sure you aren't going to overdraft the account on too many occassions. It would be best to discuss this with the Bank, and explain the circumstances that have caused your credit to be bad. Being honest and upfront with them will provide them with a little more trust in you, and this may help facilitate getting what you are looking for.

Hope this helps.