The use of "risk fundamental" in a sentence?

Question

While editing training material I came upon this in a sentence: "if the underwriter decides that the risk fundamental is not acceptable". I have never heard fundamental used in this way. Is this correct or could I take fundamental out of this sentence completely?

Answer 1

It is possibly some jargon of the insurance trade, used only by people in the business. It is also possible that the words have been erroneously inverted and should read 'fundamental risk.' In either case, deleting 'fundamental' does not seem to alter the meaning of the sentence. If I were editing, I'd yank it.

Answer 2

It is most likely that the person uttering such a phrase is a real talker and cannot remember who, when, or where she/he shared the information previously, so it's worth repeating and whomever has already heard it, just get ready to hear it again. It's a "heads-up" offered by the speaker to let him/her finish sharing information since there may be someone in the immediate vicinity who has not heard the info yet. Instructors and professors are known for using this phrase, in my experience. They don't want to bore you but they want to make sure everyone got the same info for the same assignment, etc.