I'm looking for renter's insurance in Edmonton, Alberta, Canada and since I have never really had to deal with that, I'm at a complete loss as to who would be the best to look at. I have a modest 2-bdrm apartment that is very interesting in terms of the number of collectibles I have (lost count of how many Bradford Exchange plates I have, lol, plus collectible Barbies, some bought as early as 1999), plus the computer and my cochlea implant equipment.... so it's understandable that I'm looking for insurance, especially in a building that was rumored to have been built in the 1950's. Can anyone who lives in Canada, or Edmonton, Alberta, for that matter, recommend a good company? Especially one that's not too finiky about credit ratings (mine seriously sucks due to an old student loan that vanished, meaning got shifted from one agency to another until I no longer know where the hell it is).
2007-01-22 05:24:34 · 2 answers · asked by rainbow_roses23 1 in Business & Finance ➔ Insurance
It depends on how you wish to proceed. Your best bet is to speak with several brokers and discuss your needs with them. Take a look in the Yellow Pages or see if any of your family/friends can recommend someone. Brokers will be able to shop among several companies for you and have extensive knowledge. Most major banks sell insurance as well, and you may be able to get a quote online. However the agents you speak to (if you speak with anyone at all if you do it online) only sell the bank's product, and will have knowledge in the bank's product and may or may not be able to answer more general questions. You may want to hold off this route until you become better informed. Keep in mind your deductible is likely to be $500, so you may want to discuss scheduling your more valuable collectibles. This will cost more, however the coverage is more broad plus either the deductible will not apply or a smaller deductible will apply.
2007-01-22 13:30:10 · answer #1 · answered by Gambit 7 · 0⤊ 0⤋
Find a brokerage that deals with Wawanesa. Ask them about scheduling your collectables. They're an excellent Canadian based company and we do alot of our policies through them
2007-01-22 06:27:30 · answer #2 · answered by angel09 2 · 0⤊ 0⤋