I want to request my balance owed and/or what my payment options are. Does anyone know of a website that I could find a sample letter like this??
2007-01-22 04:07:51 · 4 answers · asked by amandamariejordan422 1 in Business & Finance ➔ Credit
Take a trip to http://www.creditboards.com
This is a forum dedicated to fixing your credit. There is a section there that is loaded with letter templates. Just search around a bit and you will find them.
2007-01-22 06:49:55 · answer #1 · answered by Anonymous · 0⤊ 0⤋
www.microsoft.com has many templates for most any request. You will be searching for a letter template. The specific information you will be putting in that letter is up to you. You will not find a letter with your specific information to a collection company.
2007-01-22 04:45:17 · answer #2 · answered by Suzan 3 · 0⤊ 0⤋
From here, I can tell you what your collection agency's payment options will be. They'll want you to either pay in full or pay as much of the balance owed as possible. Personally, I wouldn't put the ball in their court and ask them what type of agreement they are willing to make. I would let them know what you are willing to offer. Here is a letter that might help you get started:
[Sender's address]
[Date]
Creditor
City, State Zip
RE: PROPOSAL TO SETTLE ACCOUNT
Dear [Name]:
My income barely covers my living expenses and I have no assets to sll in order to pay your or my other creditors. I am committed to paying this debt and am willing to offer a settlement of _____ cents on the dollar as payment in full.
According to my records, my balance is $[amount]. Based on a settlement of ______ cents on the dollars, I can make my payment in full of $[amount] by [date].
If you accept this proposal, please be prepared to report this account as 'paid in full' to all three credit reporting agencies once I have made the payments we agree upon, and indicate such in writing to me as soon as possible.
If you have any questions, please contact me at (111) 111-1111.
Thank you.
Sincerely,
[Your Name]
I know this isn't *exactly* what you're looking for, but it's the closest thing I have in my little bag of goodies. Obviously, you can modify the letter to say what you need it to say. I would maybe call the collection agency first and see what the balance is and then write the letter. Hope that helps!
2007-01-22 06:09:34 · answer #3 · answered by YSIC 7 · 0⤊ 0⤋
If you have windows xp there are plenty of business letter templates.
2007-01-22 04:16:04 · answer #4 · answered by Jamonican 4 · 0⤊ 0⤋