how much should I spend for a engagement ring?

Question

Someone told me that 2-3 months of my salary, which seem to me very high

Answer 1

2-3 months salary is a standard but pay what you can afford.....try to find something that she will love and that you would be happy and proud to give to her and have her wear as a symbol of your love and commitment...then look at the price....if you can afford it..buy it...good luck

Answer 2

Two months' pay is correct, but pay what you can afford. A lot needs to depend on what she feels about having one. A ring only symbolizes how you feel about her. Many of us would prefer to actually see that love in other ways. Personally, I don't even wear mine anymore! Maybe you hsoudl just propose with a less expensive promise ring, then discuss with her if she would rather a nice ring or maybe to invest the money you would sepnd on that in other things. Towards a down payment on your first home perhaps. In my opinion, no matter how little or much you make, two months salary is too much to spend on a piece of jewelry. Although this one is a very special piece. You may also find that she prefers another type sotne to diamonds. MANY women do now. Mine has sapphires.

Answer 3

The traditional rule of thumb is two months' salary. Now, when you think about that, it IS quite a bit of dinero. I know I'd miss 4 paychecks!
If you are taking her with you while shopping, don't be pressured to buy something right then and there. You might want to explain to her that you just want to get an idea for what she likes. Tell her that you still want it to be a semi-surprise. Ask her to pick a few things....usually you can buy a certain style of ring in different carat amounts. After you know what she likes, you can create your own budget (when she's not around) and determine how much you can afford to spend.
If she really loves you, the size and cost of the ring won't matter.
Congratulations!

Answer 4

TRADITION, states spending 2-3 months wages on
an engagement ring, But you need to take several factors into consideration. First, it was the jewelry industry that established the standard, so for me it's a load of crap. Secondly, you have to think about what you can honestly afford. For some people, spending the equivalent of 1/4 of their annual income, even over time payments, could stress their budgets terribly.

The personality of your lady also plays in here. Would spending three thousand dollars or more on a ring make her be afraid to wear it? Will it be safe in her line of work? Some gals would be simply dazzled with the biggest rock you can possibly squeak out, but others will think you bloody daft for spending so much.

So, do the best you can, but stay within your means and her tastes. I wish you the best of luck.

Answer 5

I always thought it was one month's gross salary. You and your girlfriend should look at rings together to see what she likes and what is in your budget. My opinion is that you don't get your "dream" ring for your engagement ring. Where do you go from there? I got my "dream" ring for our 20th wedding anniversary. I've matured and picked a ring now that I probably would'nt have picked out back then. I love it and will wear it til the end. Your engagement ring has such sentimental value that you will never trade it in to upgrade and you certainly will want a different ring later on. I think you earn your "dream" ring with many years of marriage not with simply saying "I do". Of course, I'm older and my opinion may be old school. Congratulations and Good Luck!

Answer 6

Buy what she would feel proud to wear everyday that you are married and what you can afford. My fiance and I waited to get engaged for about a year and a half after being together for three years because he wanted to save for a really nice ring. It made waiting worth it and I felt really special knowing he wanted to do that for me. He ended up buying me a 1.6 ct. ring that is really beautiful and I will wear forever. Since he took the time to save there is no need to upgrade later. It really bugs me when I see guys spend so much on themselves and in these really nice expensive cars they've obviously taken loans out on sooooo worried about buying their future wife a 2-3000 dollar ring. One of my friends just got engaged and he bought her this very cheap looking ring yet he drives a really nice car and has a very good job. It just didn't seem fair, I could tell she was happy to be engaged but a bit upset he didn't feel the need to invest a bit more into the ring we all know he could have afforded more. I felt a bit bad for her. Isn't a beautiful ring symbolizing your commitment to your future with her worth what you can afford ? Don't go in above your head - you two will have expenses comming up in the future but take time to save and do invest well in a nice ring for her. Hopefully it is a once in a liftetime purchase. Good luck !

Answer 7

you can get a really pretty ring for about 500 dollars if you look long enough. ask her what her preference is, maybe you'll get lucky and find out she doesn't really like diamonds after all. or if you want to surprise her, and you know she won't be offended, try to find a ring that you can get with a gemstone that could have a special meaning to the two of you. for example, the birthstone for the month you started dating, or a ruby for love, etc. they're just as pretty, and cost 3-500 dollars depending on where you get it from. other than that, i think the cheapest diamond ring i saw was about 600 daollars, and they just got more expensive from there!

Answer 8

DOn't go with that. If your girl is big on money spent on her than the actual motive for the items, look out to be a poor man very soon. And then what? she'll move on to the next guy who has money. What you should do is think of a reasonable amount the YOU CAN AFFORD and stick with it. If she's appreciative enough, she more think of the fact that you chose to spend the rest of your life with her and not how much diamonds on her ring or how big it is.

Answer 9

Every girl wants a gorgeous engagement ring, and every guy wants to keep it on a budget and not spend too much. Let me give you a helpful hint. There are gorgeous ring sets at JC Penney's that look like you would've spent thousands of dollars on, but are under $1000, and you'll get all 3 rings instead of just the one. My husband and I got ours there, and we love them. When you look, you'll just know what set is meant for the two of you. Best of luck to you.

Answer 10

Don't break the bank. The ring is just a symbol of your promise to love her and only her. If you can afford a $5,000 ring fine if you can only afford a $300 ring thats fine to. If she loves you, she will love the ring. I'm sure she knows how much you can afford. Don't start off your life together in debt.

Also, good luck and Congrats!!

Answer 11

The power of advertising... it was only one month's pay in my day. Go to a wholsale jeweller that makes his own rings, tell him your budget (not more than 2-3 weeks pay, remember, it will be better than retail prices), then bring your girlfriend to him and say she can design her own ring - how romantic ! The jeweller will advise on size and style, keeping your budget in mind. Also say you want to save a little now on the ring and spend more on the honeymoon. Go to Asia on the honeymoon and buy another ring at bargain prices. Good luck.