The ones with an independant practice...
Do they get some kind of a discount because they're in the field or is there some way for them to join a group plan even though they are self employed?
2007-01-21 06:27:27 · 5 answers · asked by Cynthia D 5 in Business & Finance ➔ Insurance
The vast majority are "employees" of their own corporation. I've never ever seen a doctor's office, where the entire business was run under the doctor's personal name. It doesn't make any sense, as they could be absolutely wiped out financially with one really bad malpractice case.
They get a group policy, which covers them, and their employees. Employees include both the receptionist and nurse, that you see, and usually at least one billing/collections person, and sometimes an accountant/office manager.
They do NOT get a discount - they pay the same group rates as everyone else with a group of that size.
2007-01-21 06:50:53 · answer #1 · answered by Anonymous 7 · 1⤊ 0⤋
They typically are covered under their business medical insurance or group medical which covers them and their employees. If a doctor is part of a hospital, they would be covered under the hospital employees medical plan. Other insurance such as medical malpractice insurance can be obtained individually or some belong to co-ops where a group of doctors form an association and for a captive insurance agency or other types of self funded insurance plans.
2007-01-21 07:57:39 · answer #2 · answered by T N 1 · 0⤊ 0⤋
They have several options. If there a member of AMA you can go through them. Also if there a member of a state medical board or county medical board they can go through them also.
2015-12-03 03:04:19 · answer #3 · answered by sigprn1 3 · 0⤊ 0⤋
it is obligatory for employee to get medical insurance.
2007-01-21 10:56:46 · answer #4 · answered by Anonymous · 0⤊ 0⤋
I think they could just cure themselves? eh?
2007-01-21 06:31:56 · answer #5 · answered by Anonymous · 0⤊ 0⤋