My mum was going to take me out for a practice before i have my first driving lesson tomorrow and have got my provisional and i was wondering if I have to be put on to her insurance in order to drive the car if she in the car too??
2007-01-21 01:25:33 · 18 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
yes.
u need 2 b on her insurance 2 drive on the highways legally.
:)
happy driving!
2007-01-21 01:29:37 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I am suprprised by the replies you have got.
Not knowing what kind of insurance your mother has, it is impossible for anyone to come up with an answer that you can trust 100% in case you run over some old dear while learning how to drive.
So what you do is ask your mum to phone her insurers and ask THEM.
And if they say you are NOT insured then she can ask them what she can do to get you insured, then she can do just that.
Easy. That's the way it works.
2007-01-21 18:10:30 · answer #2 · answered by Anonymous · 1⤊ 0⤋
Each individual driver requires a minimum of 3rd party insurance before they can drive a motor vehicle on a road. A road is any way excluding a water way and includes any bridge over which a road runs or a tunnel it passes through. A way is defined as any way of passing from one place to another including a footway or a bridleway. It excludes a car park where the entrance and the exit are the same place. The car park would have to be otherwise totally enclosed.
2007-01-21 09:38:29 · answer #3 · answered by Anonymous · 1⤊ 1⤋
Speak to the insurance company and they will add you to the policy for a large fee. I might actually be cheaper using a driving school, or some rental company's hire out small cars with dual controls by the hour. (Arnold Clark does it in Scotland an Northern England).
2007-01-21 12:12:30 · answer #4 · answered by Bandit600 5 · 0⤊ 0⤋
Hi yes you do need insurance. Someone mentioned that if your mum is fully comprehensive then you are insured. This is not true, it is a common mistake made by a lot of people. If your mum is fully comprehensive, then this means that SHE is insured to drive ANY car, it does not mean that anybody is insured to drive her car. I hope this helps
2007-01-21 09:41:42 · answer #5 · answered by Gemma D 2 · 0⤊ 0⤋
yes if you are going to drive the car you must be insured on it. your parents should tell the insurance company that you are a provisional holder as well.
2007-01-21 15:55:35 · answer #6 · answered by donna m 1 · 1⤊ 0⤋
Of course you must be on her insurance. I have no idea where the insurance person above me got his ideas but it certainly isnt UK law. Unless you own insurance in your own name with the allowance to drive other vehicles third party you cannot go out unless on your mums policy as a named driver.
2007-01-21 14:18:41 · answer #7 · answered by Mark B 5 · 2⤊ 0⤋
Yes, your mum's car insurance needs to provide cover for a learner driver even if she is in the car.
2007-01-22 08:01:04 · answer #8 · answered by clairelou_lane 3 · 0⤊ 0⤋
Yes you most definitely do...Your mum only needs to call her insurance company and you can be put on her insurance with immediate effect
2007-01-21 09:39:45 · answer #9 · answered by EZ 4 · 0⤊ 0⤋
Yes you most certainly do.
Normally only a matter of phoning your insurance company and they will put you on your Mums insurance.It will increase the premium of course.
2007-01-21 09:31:55 · answer #10 · answered by pigtailkid 2 · 0⤊ 0⤋