student loans in a default?

Question

okay i have a problem i got out of school in 2003 started school dropped out for two or so years and now that i have my head on right i wanna get back in but here is the big big problem i have student loans in default is there a school in could attend with this problem/ or is there anyway i can take care of this with out paying a lot of money out of my pockets b/c i really wanna go back

i cant get any student loans but i need them

Answer 1

try to aim for grants/scholarships more... they are not to be paid back. its confusing sometimes, but just keep applying.

every big (and small) company you see (manufacturer, orgs, corps and groups also) all have grants and scholarships they hand out like candy.

heres a link with a HUGE amount of some available. some you will need to copy and paste into a new window. also, fastweb (take the time to fill it in) will search databases and get back to you with a list of scholarships you qualify for.

Also contact all mens, womens associations in your state, they almost always have grants & scholarships. What ever field you are going into, contact the orgs, associations etc for them; Also check with professional organizations related to your career interests, such as the American Bar Association or the American Medical Association. they also always have scholarships. Research and dig, call then write. Its all worth it.

OVER apply; it doesnt hurt to have too many, and the extra funds can help with housing.

http://www.angelfire.com/nj4/njcomputerchick/school.html

MORE:
http://www.myspace.com/financialaidpodcast
http://www.sfa.ufl.edu:16080/scholarshipcafe/
http://www.fafsaonline.com/
http://www.fafsa.ed.gov/
http://www.studentawards.com/
http://www.collegeanswer.com/index.jsp
http://www.studentscholarshipsearch.com/
http://www.studentscholarshipsearch.com/Detailed/Scholarships/Meta_indexes_and_other_scholarship_directories/Women_s_and_Non-traditional_students_scholarships_meta-directory_126.php
http://www.discovernursing.com/nursing-scholarship-search
http://bhpr.hrsa.gov/DSA/nsl.htm
http://www.nsna.org/foundation/
http://www.schoolsoup.com/
http://www.blackexcel.org/link4.htm
http://www.finaid.org/
http://www.rhodesscholar.org/
http://www.collegedata.com/
http://www.fastweb.com/
http://www.getreadyforcollege.org/gPg.cfm?pageID=139



STATUS of your gov loan or aid:
http://www.nslds.ed.gov/nslds_SA/

if you don’t have a PIN yet (for your loan / aid status) apply for one:
http://www.pin.ed.gov/PINWebApp/pinindex.jsp

ESSAY HELP
http://www.scholarshiphelp.org/
http://www.gradesaver.com/resources/scholarship.html
http://www.collegeadmissionsessays.com/
http://www.nataviguides.com/broke_essay.html
http://www.princetonreview.com/college/apply/articles/process/essayjump.asp
http://www.freschinfo.com/tips-brainstorming.php
http://www.freschinfo.com/tips-topic.php
http://essayedge.com/


GRANT SCHOLARSHIP SCAM LIST
(if you find a scam report it here too)
http://www.ftc.gov/ftc/consumer/media_psas_classads.html

Answer 2

The person above is absolutly right. Usually lenders want 6 consectuive payments to remove a default. Other options you may want to consider is an alternative loan. This would be through a private company rather than the goverment and it is based off of your credit and you may need a co-signer. The interest rate is decent if you can find a good one and you can use that until you can get your default settled. I suggest Chase, or AES (www.aessuccess.org)

Answer 3

You USUALLY need several months of timely payments to get out of default, however, you can consolidate through the William D. Ford Direct Loan Program and you will be able to go back to school w/o waiting. (Believe me, I was defaulted at one point too!!) Check out the link and give them a call.

Good luck to you!!

Answer 4

Speak to your lender about a plan to get you out of debt, you will need 6-12 months of payments to be eligible for financial aid again. In the mean time you can talk to the school about tuition payment plans.

Answer 5

this is a site i've used to help me lower my student loan. i really recommend it! just go there and fill out the form.