I was at a junction the other day and for some reason I rolled my car a fiesta into this bmw in front, must have been 2 3 mph max.
Anyway, we pulled over and there was no damage, thank god, and the guy didn’t want to take my details or give me his, I persuaded to ring me if there was any damage and I’ll pay for it, trying to keep the insurance companies out of it!
Is this legal or do we have to inform the insurance companies?
Also, if he wants to get the insurance companies involved is there a certain length of time to do so?
2007-01-20 04:44:15 · 15 answers · asked by Adam 2 in Cars & Transportation ➔ Insurance & Registration
You should have taken pictures to show that there was no damage, but other than that, you have done nothing wrong. You do not have to call your insurance company.
If there was no police report filed, and a couple weeks have gone by, any claim filed by him will likely be denied.
2007-01-20 04:51:13 · answer #1 · answered by J.R. 6 · 2⤊ 0⤋
Hardly sounds like a crash, you got lucky I would say. If no one has anything to claim the insurance companies do not need to be notified. It would have been prudent, however, to take some pictures on the vehicles just in case. I keep a disposable camera in my glove box for just this purpose. I would also make a note of the date, time, location, make & model of the other vehicle and the plate # (and which state it was from). I also would make a note of the description of the driver and if he was alone or had passengers (and how many). How long does this person have to pursue a claim depends on where you live. Where I am the Statute of Limitations is 2 years. If someone waits 6 months to make a claim however that is predudical to their position, I mean after all if you truly did suffer a loss why would you wait that long to present a claim for it.
2007-01-20 18:49:07 · answer #2 · answered by patti duke 7 · 0⤊ 0⤋
The other driver semms ok, its just one of those things and not worth worrying over. In the VERY unlikely event he decides to take it further his insurance company would probably expect him to start the claim within a week.
Dont worry about it and just put it down to one of those things that happen to everyone at some time.
2007-01-20 14:59:09 · answer #3 · answered by Mark B 5 · 0⤊ 0⤋
Just keep an note of the time/date/reg number and stop worrying about it. If he was happy there was no damage he is very unlikely to claim against you. Possibly he wasn't insured, so if your car is OK just forget about it.
2007-01-21 13:11:59 · answer #4 · answered by Bandit600 5 · 0⤊ 0⤋
OK, your fault.
No damage.
Injured party didn't even want your information.
If you did call the insurance, what would you tell them? "I was involved in a non accident where there was no damage"?
No, you don't have to notify the insurance,
2007-01-20 13:15:42 · answer #5 · answered by oklatom 7 · 0⤊ 0⤋
you could of caused damage and still not involved insurance if both agreed, not illegal at all.
once you leave the scene, if a police report isn't taken, then it never happened.
2007-01-20 13:03:18 · answer #6 · answered by Anonymous · 0⤊ 0⤋
No injuries. No damage. No problem.
I did this myself a few days after I passed my test. It was very embarrassing, but luckily no damage done.
Just learn from it!
2007-01-22 17:06:50 · answer #7 · answered by gam3fr3aks 3 · 0⤊ 0⤋
In the U.S. this is all perfectly legal. Usually have up to three years to file a claim.
2007-01-20 16:17:43 · answer #8 · answered by Anonymous · 0⤊ 0⤋
depends on the state; in Wisconsin any time the damage is under $500 it does not need to be reported.
2007-01-20 12:57:33 · answer #9 · answered by Aviator1013 4 · 0⤊ 1⤋
i would say NO damage no claim, you said there was no damage,if he reports there was a accident and damage,i would say there was no accident as he must have made the damage,
2007-01-20 13:00:32 · answer #10 · answered by goodlassie666 2 · 1⤊ 0⤋