AFTER MY HUSBAND GOT A VERY BAD ILLNESS AND ALMOST LOSSING HIS FOOT , WE GOT BEHIND IN OUR BILLS ANYONE HAVE ANY IDEAS. WE BOTH WORK BUT HIS WORKING SKILLS ARE LIMIT NOW. PLEASE GIVE ME SOME SIGN THAT WE CAN MAKE IT.
2007-01-19 15:50:37 · 11 answers · asked by honest abe 2 in Business & Finance ➔ Credit
get an attorney and declare bankruptcy and start over with no debts. you get to keep vital stuff.
2007-01-19 15:54:04 · answer #1 · answered by Anonymous · 1⤊ 0⤋
First of all, don't pay anyone to solve your problem. Make a list of your creditors and then a list of your medical bills. If you can not budget a plan to pay everything off in 3 years, go see an attorney and file Bankruptcy so you can have a clean start. You can save you car, home and most of your personal belongings this way. If you can figure out a plan, then contact each creditor and get them on board. they would rather have slow pay instead of no pay and most will work with you.
2007-01-19 16:00:07 · answer #2 · answered by foreverquilting2003 3 · 0⤊ 0⤋
You need to check in to bankruptcy. You can keep your house, cars and furniture and stuff like that. You need to think about what is important. I would rather file for bankruptcy than go crazy thinking about how and when I could take care of those bills. You need to pay close attention to those credit counseling places, because they sometimes charge you more money and it affects your credit as long as you are in it. It could be worse than bankruptcy. I am not so sure, just check into it. My husband sells cars and people with bankruptcies can buy a car, but those in credit counseling can not. Just make sure you do your research. Good Luck and I pray that your family will be just fine.
2007-01-19 16:05:22 · answer #3 · answered by ransdoll90 4 · 0⤊ 0⤋
If you are not making it financially you should first check into a non-profit debt management company (as someone else stated) it isn't free, but you will get much better interest rates. You should try to pay off your debts through them as long as possible before attempting to claim bankruptcy. Most judges and lawyers want to see that you have truly made an honest effort (through a few different avenues) to repay your debts before allowing you to claim bankruptcy. Good Luck!
2007-01-19 16:41:03 · answer #4 · answered by assertivegirl2001 1 · 0⤊ 0⤋
Go to a non-profit credit counselor. They will put you on a tight budget but they can get "deals" with your creditors that you may not be able to get on your own.
Non- profit does not mean free. usually you are looking at $30 a month- but what they do is pay your bills and you pay them the cost of the bills +their fee.
2007-01-19 15:55:32 · answer #5 · answered by There you are∫ 6 · 1⤊ 0⤋
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2016-11-25 21:37:55 · answer #6 · answered by ? 4 · 0⤊ 0⤋
My profile next to finance. Free shareware debt management software. I use this all the time and it has managed my debts better than I could. You need a sound debt management strategy.
2007-01-19 16:58:25 · answer #7 · answered by Anonymous · 0⤊ 0⤋
well if he is in a weelchair why dont you put him on the computer and sell stuff for a company and you just start applying for some jobs
2007-01-19 15:54:51 · answer #8 · answered by scuba diver 1 · 0⤊ 0⤋
Try making some money online..
This might help..
http://www.doshdosh.com
Came across it some time ago and I'm still reading it daily.
2007-01-20 03:44:32 · answer #9 · answered by jeanmarie 1 · 0⤊ 0⤋
call Dave Ramsey www.daveramsey.com
2007-01-19 15:58:14 · answer #10 · answered by JJOFTEXAS 2 · 0⤊ 0⤋