2007-01-19 15:20:43 · 5 answers · asked by Kitkat 1 in Business & Finance ➔ Credit
If you are trying to check your own, just make sure you don't do it very often, and be careful who does it for you. The reason is because every time you get it checked, your score will drop 4-5 points, and multiple times can ruin years of credit building. And the reason to be careful who checks it is because a lot of online companies will sell your information (it's legal. horrible, but legal) to other companies, and before you know it, and without your permission, it could be checked several times, lowering your score anywhere from 50-100 points. It happened to my friend, and it cost him his home loan...
So just be smart with the credit you have, and pay off your cards ASAP, and never miss a payment. (also avoid minimum payments at all costs, it could take years). Good luck
2007-01-19 18:13:36 · answer #1 · answered by Anonymous · 0⤊ 0⤋
generally speaking - 680 and higher will get your a decent loan - over 700 and higher will get you almost anything you want - 620-680 some loans can be done (but higher interest rate and or more $ down) Under 620 - don't hold your breath I'd say the avg blue collar today credit score (and it's a guess not a fact) is around the 620-680 range (and barely hanging on with all the foreclosures & general economics)
2016-05-23 23:35:06 · answer #2 · answered by Anonymous · 0⤊ 0⤋
685
2007-01-19 15:33:49 · answer #3 · answered by matt12882003 3 · 0⤊ 0⤋
655
2007-01-19 15:28:02 · answer #4 · answered by whitelampshade 2 · 0⤊ 0⤋
In america 675, it is displayed on yahoo's web page daily
2007-01-19 15:53:21 · answer #5 · answered by holly m 1 · 0⤊ 0⤋