Say you wrecked your car with 4 other passengers in the car, you died and had no insurance what happens?

Question

key parts
-No insurance
- your dead
- one person died
- 3 other passengers with injuries
- 3 people including you didnt wear seatbelts

Answer 1

many things could happen.
estate gets sued...which could be wife or mother/father..
many things come into play in accident..

Answer 2

I guess you hope the other people had insurance. They could probably use uninsured motorist bodily injury from their policies to pay for their own medical expenses. If they don't have insurance either....then I guess everyone is oughta luck. Since you're dead, the other people would probably sue your estate and go after any life insurance policies or anything else of value you own. If you're a minor, they can go after your parents assets.

Answer 3

Every state is different. And the type of coverage(s) purchased also change how this scenario plays out. Ask the insurance agent. That is why he gets a cut of every insurance premium payment ... to answer these kinds of questions! :-)

But to be honest, assuming you are the deceased, you really won't care. If you are a Christian, you will now understand the big picture and all this will be "small stuff". If you are Muslim, you will enjoying virgins and grass; again all this will be "small stuff". If you are into reincarnation, you are starting over ... be smarter next time, eh? If you are an atheist, ehhhhh ... it's all over and you're just plain fertilizer now pal! :-)

Answer 4

Tara- it relies upon on quite some factors... like in which state the twist of destiny exceeded off. no matter if it truly is a no-fault state, each and each activities coverage looks after their insureds motor vehicle. If it truly is your celebration, you've a difficulty. as a rule, you could't finance a motor vehicle with no need coverage on it......the finance corporation needs to guard their funding. verify with the finance corporation and word if there is yet another coverage in rigidity. If the twist of destiny exceeded off in a "Comparative Negligence" state, you would possibly want to properly be held answerable for portion of the twist of destiny...that still sucks! Get a replica of the police record and ensure that it appropriately reflects the information of the loss. it truly is what the coverage Co will seem at in the technique their study. call the different persons coverage Co and record a declare with them. with any success you're ok and it truly is basically a count number of having your motor vehicle fastened. i wish that this works out for you, yet save making those coverage funds. It positive is fantastic to have once you want it!!

Answer 5

Whatever is left of your estate will be attached to pay the claims of the injured and deceased victims. Your family would be left destitute for the most part if you're a minor as your parents will have to pay.

Answer 6

your insurance company would have to cover the other people in the car ,,regardless of what happens to you,,they might also be covered by the other persons insurance,,it all depends on the situation,lets hope this never happens ,,good luck,i hope this help,s.

Answer 7

Your insurance company would pay out for damages for thier car and then cancel your policy. I would be guessing that.

Answer 8

anything you own or hope to own..bank accounts ,,assets ,or anything of would be divided up among survivors

Answer 9

You are DEAD! Why do you care?

Answer 10

''HAHAHAHAHAAAA''!!!! I like hound dogs answer. But, Dodge is right.